SUNDARMFIN.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

P/E Ratio: A little overvalued stock but represent growth stock and possibility of future growth

Performance Graph
Financial Ratios
Ratio Value
PE Ratio32.05
Net Profit Margin0.40
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity4.01
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.40
Return on Assets0.00
Return on Equity0.13
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio4.01
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: A little overvalued stock but represent growth stock and possibility of future growth

Dividend Yield: Low yield, focus on growth rather than dividends (Low dividend yield, which means company is focusing on growth

Performance Graph
Market Ratios
Ratio Value
P/E Ratio32.05
Gross Profit Margin0.00
Price to Book Ratio4.15
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Sundaram Finance Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 642760000000 560759000000 481540000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 49100700000 51925000000 61959400000
Held To Maturity Securities - - -
Available For Sale Securities 35052000000 25261700000 29395900000
Financial Assets Fair Value 14048700000 26619500000 32562500000
Long Term Equity Investment 8208100000 28932000000 19373800000
Investments In Associates At Cost - 21718200000 -
Goodwill And Other Intangible Assets 6762000000 6910200000 7112200000
Other Intangible Assets 2037200000 2169700000 2355600000
Goodwill 4724800000 4740500000 4756600000
Net Ppe 6432200000 5139000000 3654800000
Accumulated Depreciation -3803000000 -2999200000 -2452000000
Gross Ppe 10235200000 8138200000 6106800000
Construction In Progress 19100000 28700000 62600000
Other Properties 5631500000 4001100000 2720600000
Machinery Furniture Equipment 1710100000 1377400000 1206800000
Buildings And Improvements 2215800000 2079800000 1458000000
Land And Improvements 658700000 651200000 658800000
Properties - - -
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 1186100000 1072700000 849900000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable 3421500000 4326100000 3603900000
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 6439300000 4369500000 7242700000
Cash Equivalents - - -
Cash Financial 1049800000 727300000 775000000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 437081000000 354436000000 294163000000
Total Debt 444596000000 359857000000 302066000000
Total Liabilities Net Minority Interest 531978000000 434274000000 370651000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 444596000000 359857000000 302066000000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 3521400000 2789300000 2845900000
Other Payable 1752600000 1498500000 1524500000
Dividends Payable 35800000 34300000 34300000
Total Tax Payable - - -
Accounts Payable 1733000000 1256500000 1287100000
Common Stock Equity 110782000000 99197900000 87948300000
Total Capitalization 554303000000 458004000000 389354000000
Total Equity Gross Minority Interest 110782000000 126484000000 110889000000
Minority Interest - 27286300000 22940800000
Stockholders Equity 110782000000 99197900000 87948300000
Other Equity Interest 68300000 31000000 21600000
Treasury Stock - - -
Retained Earnings 34725200000 30555300000 21140800000
Additional Paid In Capital - - -
Capital Stock 1102000000 1102000000 1101900000
Common Stock 1102000000 1102000000 1101900000

Income statement interpretation for Sundaram Finance Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 36276400000 29525600000 27822200000
Operating Revenue 36276400000 29525600000 27822200000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 14360200000 13277600000 11733400000
Net Income From Continuing Operation Net Minority Interest 14360200000 13277600000 11733400000
Net Income From Continuing And Discontinued Operation 14360200000 13277600000 11733400000
Net Income Common Stockholders 14360200000 13277600000 11733400000
Net Income Including Noncontrolling Interests 18423600000 15095100000 12962400000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 18423600000 15095100000 12962400000
Normalized Income 15029734979 13188231507 11778650956
Normalized Ebitda - - -
Total Unusual Items -923100000 119300000 -60100000
Total Unusual Items Excluding Goodwill -923100000 119300000 -60100000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 1828600000 1388400000 1011700000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 14217500000 11427500000 10072900000
Other Operating Expenses - - -
Depreciation And Amortization In Income Statement 1828600000 1388400000 1011700000
Amortization - - -
Depreciation Income Statement 1828600000 1388400000 1011700000
Selling General And Administration 3770900000 3064100000 2692200000
Selling And Marketing Expense 44400000 154100000 71900000
General And Administrative Expense 3726500000 2910000000 2620300000
Rent And Landing Fees 217700000 175400000 108000000
Tax Provision 5387000000 4292700000 3500100000
Pretax Income 19611300000 17109700000 14166300000
Other Non Operating Income Expenses 33900000 353600000 216300000
Special Income Charges -923100000 119300000 -60100000
Other Special Charges 902400000 -40400000 -109000000
Write Off 20700000 -78900000 169100000
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 130.31 120.49 106.48
Basic Eps 130.31 120.49 106.48
Diluted Ni Avail To Com Stockholders 14360200000 13277600000 11733400000
Net Income From Continuing Operations 19611300000 17109700000 14166300000
Minority Interests -4063400000 -1817500000 -1229000000

Cash flow analysis for Sundaram Finance Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -84858800000 -65042900000 17808000000
Changes In Cash 3573500000 543600000 -155300000
Taxes Refund Paid -3857100000 -3723300000 -2726300000
Change In Working Capital -107693000000 -80704200000 2219400000
Change In Other Current Liabilities 201200000 -18700000 253700000
Change In Other Current Assets -2720700000 -3895900000 -2240600000
Change In Payable 349700000 210400000 580900000
Change In Inventory - - -
Change In Receivables -312900000 -335400000 132900000
Other Non Cash Items 32243400000 22968300000 21547800000
Stock Based Compensation 55700000 33000000 25000000
Provision And Write Off Of Assets 2280700000 1974000000 3984000000
Depreciation And Amortization 1828600000 1388400000 1011700000
Amortization Cash Flow 285600000 279100000 -
Depreciation 1543000000 1109300000 1011700000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow 889000000 6685100000 -15967600000
Net Other Investing Changes - -100000 -
Interest Received Cfi 1553100000 1037600000 707900000
Dividends Received Cfi 157200000 1092200000 357800000
Net Investment Purchase And Sale 211300000 5146800000 -14404700000
Sale Of Investment 340870000000 181311000000 140576000000
Purchase Of Investment -340659000000 -176164000000 -154981000000
Net Business Purchase And Sale -324200000 - -2290100000
Sale Of Business 1513100000 - 1841700000
Purchase Of Business -1837300000 - -4131800000
Net Ppe Purchase And Sale -708400000 -15800000 -151000000
Sale Of Ppe 125100000 237700000 129600000
Purchase Of Ppe -833500000 -253500000 -280600000
Net Intangibles Purchase And Sale - - -2484200000
Purchase Of Intangibles - - -2484200000
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 87543300000 58901400000 -1995700000
Net Other Financing Charges - - -
Interest Paid Cff - - -
Cash Dividends Paid -3189700000 -2972000000 -2015900000
Common Stock Dividend Paid -3189700000 -2972000000 -2015900000
Net Common Stock Issuance - - 2019300000
Common Stock Payments - - -
Common Stock Issuance - - 2019300000
Repurchase Of Capital Stock - - -
Repayment Of Debt -309873000000 -169999000000 -150326000000
Issuance Of Debt 401079000000 232197000000 148651000000
Issuance Of Capital Stock - - 2019300000
Net Issuance Payments Of Debt 91205700000 62197700000 -1674900000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance 91205700000 62197700000 -1674900000
Long Term Debt Payments -309873000000 -169999000000 -150326000000
Long Term Debt Issuance 401079000000 232197000000 148651000000
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of SUNDARMFIN.NS (Sundaram Finance Limited)

Above is the summary for fundamental analysis of Sundaram Finance Limited , whose ticker name is SUNDARMFIN.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Sundaram Finance Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 32.05, SUNDARMFIN.NS has a net profit margin of 0.40, the acid test ratio for SUNDARMFIN.NS is 0.00, SUNDARMFIN.NS has an inventory turnover of 0.00, and SUNDARMFIN.NS has debt-to-equity ratio of 4.01.

The SUNDARMFIN.NS whose company name is Sundaram Finance Limited has made profit/loss of 0 with total revenue of 36276400000, SUNDARMFIN.NS has assets worth of 642760000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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