SHRIRAMFIN.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

P/E Ratio: Fairly valued stock which is a sign of mature companies

Performance Graph
Financial Ratios
Ratio Value
PE Ratio14.82
Net Profit Margin0.37
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity3.10
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.37
Return on Assets0.00
Return on Equity0.15
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio3.10
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Fairly valued stock which is a sign of mature companies

Dividend Yield: Low yield, focus on growth rather than dividends (Low dividend yield, which means company is focusing on growth

Performance Graph
Market Ratios
Ratio Value
P/E Ratio14.82
Gross Profit Margin0.00
Price to Book Ratio2.23
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Shriram Finance Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 2482660000000 2105730000000 1422680000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 99034200000 79166300000 69971900000
Held To Maturity Securities - - -
Available For Sale Securities 92464900000 66265400000 44250600000
Financial Assets Fair Value 3304500000 6207200000 23707300000
Long Term Equity Investment 1914600000 1837400000 1754400000
Investments In Associates At Cost 1914600000 1837400000 1754400000
Goodwill And Other Intangible Assets 27758100000 30254800000 30400000
Other Intangible Assets 10348700000 12845400000 30400000
Goodwill 17409400000 17409400000 -
Net Ppe 9410700000 7514800000 4130800000
Accumulated Depreciation -12233400000 -10068300000 -4085300000
Gross Ppe 21644100000 17583100000 8216100000
Construction In Progress - - -
Other Properties 18700000 8800000 600000
Machinery Furniture Equipment 4594400000 3836100000 1342000000
Buildings And Improvements 17024900000 13732100000 6867600000
Land And Improvements 6100000 6100000 5900000
Properties - - -
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 460000000 363000000 123700000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable 8309500000 10557900000 4270600000
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 62627200000 104904000000 112881000000
Cash Equivalents - 4997200000 31986000000
Cash Financial 1854000000 1583000000 1006100000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 1448040000000 1175960000000 812819000000
Total Debt 1517660000000 1286890000000 929193000000
Total Liabilities Net Minority Interest 1985890000000 1667730000000 1161740000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 1517660000000 1286890000000 929193000000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 14132800000 11317800000 5818500000
Other Payable 8958700000 6122300000 3684200000
Dividends Payable 106000000 94500000 97200000
Total Tax Payable 2377900000 1608900000 368200000
Accounts Payable 2690200000 3492100000 1668900000
Common Stock Equity 489471000000 435129000000 260943000000
Total Capitalization 2000140000000 1715990000000 1186640000000
Total Equity Gross Minority Interest 496766000000 437995000000 260943000000
Minority Interest 7295200000 2866800000 -
Stockholders Equity 489471000000 435129000000 260943000000
Other Equity Interest 725100000 1998400000 -
Treasury Stock - - -
Retained Earnings 192797000000 157000000000 123555000000
Additional Paid In Capital 176111000000 174502000000 57162600000
Capital Stock 3757900000 3744300000 2705200000
Common Stock 3757900000 3744300000 2705200000

Income statement interpretation for Shriram Finance Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 196725000000 165672000000 93316100000
Operating Revenue 196725000000 165672000000 93316100000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 73663800000 60110400000 27211000000
Net Income From Continuing Operation Net Minority Interest 73663800000 60110400000 27211000000
Net Income From Continuing And Discontinued Operation 73663800000 60110400000 27211000000
Net Income Common Stockholders 73663800000 60110400000 27211000000
Net Income Including Noncontrolling Interests 73988900000 60200300000 27211000000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 73988900000 60200300000 27211000000
Normalized Income 73747879930 60388668380 27231065805
Normalized Ebitda - - -
Total Unusual Items -113300000 -380200000 -26300000
Total Unusual Items Excluding Goodwill -113300000 -380200000 -26300000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 5876000000 6006900000 1353700000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 59129300000 48361100000 19869300000
Other Operating Expenses 12880000000 11403300000 6347500000
Depreciation And Amortization In Income Statement 5876000000 6006900000 1353700000
Amortization - - -
Depreciation Income Statement 5876000000 6006900000 1353700000
Selling General And Administration 5412400000 4407500000 2132000000
Selling And Marketing Expense 3290000000 2218100000 1004700000
General And Administrative Expense 2122400000 2189400000 1127300000
Rent And Landing Fees 137100000 76400000 32400000
Tax Provision 25690600000 22022500000 8413200000
Pretax Income 99601700000 82137200000 35492500000
Other Non Operating Income Expenses - - -
Special Income Charges -113300000 -380200000 -26300000
Other Special Charges -12500000 10000000 7900000
Write Off 125800000 370200000 18400000
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 39.14 31.97 20.45
Basic Eps 39.26 32.11 20.45
Diluted Ni Avail To Com Stockholders 73663800000 60110400000 27211000000
Net Income From Continuing Operations 99601700000 82137200000 35492500000
Minority Interests -325100000 -89900000 -

Cash flow analysis for Shriram Finance Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -311014000000 -176253000000 -88590200000
Changes In Cash -37504800000 -59987800000 -3884900000
Taxes Refund Paid -34424900000 -32665700000 -11519400000
Change In Working Capital -425722000000 -270605000000 -163476000000
Change In Other Current Liabilities 828500000 25800000 251600000
Change In Other Current Assets 217700000 1100000000 -168500000
Change In Payable -814600000 661600000 135100000
Change In Inventory - - -
Change In Receivables 1680300000 1733900000 -3698800000
Other Non Cash Items 4526500000 1907900000 10982500000
Stock Based Compensation 104700000 1680300000 -
Provision And Write Off Of Assets 45166600000 41643600000 38628600000
Depreciation And Amortization 5876000000 6006900000 1353700000
Amortization Cash Flow - - -
Depreciation 5876000000 6006900000 1353700000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -2582100000 -1930400000 -343300000
Net Other Investing Changes - - -
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale - - -
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -1797300000 -1212900000 -343300000
Sale Of Ppe 56800000 16500000 14200000
Purchase Of Ppe -1854100000 -1229400000 -357500000
Net Intangibles Purchase And Sale -800800000 -717500000 -
Purchase Of Intangibles -800800000 -736500000 -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 276091000000 118195000000 85048600000
Net Other Financing Charges 80898300000 63129100000 54109900000
Interest Paid Cff - -472900000 -
Cash Dividends Paid -18750700000 -5628000000 -8518100000
Common Stock Dividend Paid -18750700000 -5628000000 -8518100000
Net Common Stock Issuance 304600000 129300000 24785700000
Common Stock Payments - - -
Common Stock Issuance 304600000 129300000 24785700000
Repurchase Of Capital Stock - - -
Repayment Of Debt -844549000000 -686165000000 -565338000000
Issuance Of Debt 1060510000000 748746000000 581158000000
Issuance Of Capital Stock 304600000 129300000 24785700000
Net Issuance Payments Of Debt 215957000000 62581000000 15820100000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance 215957000000 62581000000 15820100000
Long Term Debt Payments -844549000000 -686165000000 -565338000000
Long Term Debt Issuance 1060510000000 748746000000 581158000000
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of SHRIRAMFIN.NS (Shriram Finance Limited)

Above is the summary for fundamental analysis of Shriram Finance Limited , whose ticker name is SHRIRAMFIN.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Shriram Finance Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 14.82, SHRIRAMFIN.NS has a net profit margin of 0.37, the acid test ratio for SHRIRAMFIN.NS is 0.00, SHRIRAMFIN.NS has an inventory turnover of 0.00, and SHRIRAMFIN.NS has debt-to-equity ratio of 3.10.

The SHRIRAMFIN.NS whose company name is Shriram Finance Limited has made profit/loss of 0 with total revenue of 196725000000, SHRIRAMFIN.NS has assets worth of 2482660000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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  • Search for the stock that you want to analyze in the search bar by typing the name of the company or ticker.
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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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