NIACL.NS
Key Ratios

Net Profit Margin: Making very low profit as compared to its revenue which generally means either business is inefficient or cost of making the product or services is higher than what it is finally worth

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: At a very strong financial position where company is easily able to pay its interest payments from its earnings (EBIT + Lease Payments)

Debt to Equity Ratio: NA

P/E Ratio: A little overvalued stock but represent growth stock and possibility of future growth

Performance Graph
Financial Ratios
Ratio Value
PE Ratio30.22
Net Profit Margin0.02
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio24.49
Debt to Equity0.00
Key Ratios

Net Profit Margin: Making very low profit as compared to its revenue which generally means either business is inefficient or cost of making the product or services is higher than what it is finally worth

Return on Assets: NA

Return on Equity: Very low income of the company when compared with its equity, which means inefficient equity

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.02
Return on Assets0.00
Return on Equity0.04
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: At a very strong financial position where company is easily able to pay its interest payments from its earnings (EBIT + Lease Payments)

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio24.49
Performance Graph
Key Ratios

Debt to Equity Ratio: NA

Interest Coverage Ratio: Company is at low risk of getting default as it can easily cover its interest payments and strong financial health

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio0.00
Interest Coverage Ratio24.49
Performance Graph
Key Ratios

P/E Ratio: A little overvalued stock but represent growth stock and possibility of future growth

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio30.22
Gross Profit Margin0.00
Price to Book Ratio1.16
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of The New India Assurance Company Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 1081250000000 982229000000 964964000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets 2989347000 2810190000 2566641000
Financial Assets - - -
Investment In Financial Assets 791974000000 713768000000 701298000000
Held To Maturity Securities - - -
Available For Sale Securities 97317962000 99240015000 47042552000
Financial Assets Fair Value - - -
Long Term Equity Investment - - -
Investments In Associates At Cost - - -
Goodwill And Other Intangible Assets 166078000 707952000 702207000
Other Intangible Assets 26318000 18198000 12453000
Goodwill 139760000 689754000 689754000
Net Ppe 4742385000 5071111000 5105716000
Accumulated Depreciation -7535276000 -7462561000 -6949754000
Gross Ppe 12277661000 12533672000 12055470000
Construction In Progress 196430000 141227000 180695000
Other Properties 2268148000 2281367000 2277867000
Machinery Furniture Equipment 6013967000 6148199000 5877278000
Buildings And Improvements 3443760000 3476396000 3249074000
Land And Improvements 355356000 486483000 470556000
Properties - - -
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 9041852000 7121899000 6017628000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables 14857763000 16066341000 15063754000
Taxes Receivable 5856062000 3803074000 3471196000
Accounts Receivable 64945498000 60867947000 69676261000
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments 171917000000 153932000000 138192000000
Other Short Term Investments 28716217000 29832760000 11898833000
Cash And Cash Equivalents 143201000000 124099000000 126293000000
Cash Equivalents - - -
Cash Financial - - -
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt - - -
Total Debt - - -
Total Liabilities Net Minority Interest 797790000000 723019000000 706358000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue 10367283000 9545448000 9034421000
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation - - -
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions 174042000000 163068000000 153527000000
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 36368076000 36662491000 41790063000
Other Payable 17117211000 19273099000 22410150000
Dividends Payable - - -
Total Tax Payable 7735070000 6713537000 5493701000
Accounts Payable 11515795000 10675855000 13886212000
Common Stock Equity 282960000000 258635000000 258049000000
Total Capitalization 282960000000 258635000000 258049000000
Total Equity Gross Minority Interest 283457000000 259209000000 258606000000
Minority Interest 496939000 574461000 556686000
Stockholders Equity 282960000000 258635000000 258049000000
Other Equity Interest - - -
Treasury Stock - - -
Retained Earnings - - -
Additional Paid In Capital 18908542000 18908541000 18908541000
Capital Stock 8240000000 8240000000 8240000000
Common Stock 8240000000 8240000000 8240000000

Income statement interpretation for The New India Assurance Company Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 442405000000 418349000000 365323000000
Operating Revenue 442405000000 418349000000 365323000000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit 14722092000 12937680000 2119599000
Operating Income - - -
Net Income 10871690000 10593345000 1740559000
Net Income From Continuing Operation Net Minority Interest 10871690000 10593345000 1740559000
Net Income From Continuing And Discontinued Operation 10871690000 10593345000 1740559000
Net Income Common Stockholders 11164758000 10480008000 1945708000
Net Income Including Noncontrolling Interests 10911214000 10612920000 1779202000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 10911214000 10612920000 1779202000
Normalized Income 10921827634 10639105006 1792977800
Normalized Ebitda - - -
Total Unusual Items -64887000 -54175000 -74884000
Total Unusual Items Excluding Goodwill -64887000 -54175000 -74884000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 2163401000 1647159000 1364626000
Reconciled Cost Of Revenue - - -
Total Expenses 428284000000 405784000000 363547000000
Operating Expense - - -
Other Operating Expenses 15820466000 12000003000 10508575000
Depreciation And Amortization In Income Statement 2163401000 1647159000 1364626000
Amortization 1573842000 825381000 498145000
Depreciation Income Statement 589559000 821778000 866481000
Selling General And Administration 1542913000 1340020000 1098861000
Selling And Marketing Expense 205835000 284470000 119108000
General And Administrative Expense 1337078000 1055550000 979753000
Rent And Landing Fees 1835706000 1776540000 1699117000
Tax Provision 3209834000 1951653000 -3074000
Pretax Income 14121048000 12564573000 1776128000
Other Non Operating Income Expenses - - -
Special Income Charges -64887000 -54175000 -74884000
Other Special Charges 64887000 54175000 74884000
Write Off - - -45539000
Net Non Operating Interest Income Expense -601044000 -373107000 -343471000
Total Other Finance Cost - - -
Interest Expense Non Operating 601044000 373107000 343471000
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 6.77 6.36 1.18
Basic Eps 6.77 6.36 1.18
Diluted Ni Avail To Com Stockholders 11164758000 10480008000 1945708000
Net Income From Continuing Operations - - -
Minority Interests -39524000 -19575000 -38643000

Cash flow analysis for The New India Assurance Company Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow - - -
Changes In Cash 18881189510 -5335658000 8356196000
Taxes Refund Paid - - -
Change In Working Capital - - -
Change In Other Current Liabilities - - -
Change In Other Current Assets - - -
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items - - -
Stock Based Compensation - - -
Provision And Write Off Of Assets - - -
Depreciation And Amortization - - -
Amortization Cash Flow - - -
Depreciation - - -
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow 68857764000 53865516000 48927782000
Net Other Investing Changes 49709072000 43129555000 51831508000
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale 19631223000 11420668000 -2601787000
Sale Of Investment 287002000000 153924000000 102249000000
Purchase Of Investment -267370000000 -142504000000 -104851000000
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -514809000 -725396000 -960644000
Sale Of Ppe 180795000 252614000 208290000
Purchase Of Ppe -695604000 -978010000 -1168934000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow -3258233000 -647715000 -56551000
Net Other Financing Charges - - -56551000
Interest Paid Cff -3258233000 -647715000 -56551000
Cash Dividends Paid - - -
Common Stock Dividend Paid - - -
Net Common Stock Issuance - - -
Common Stock Payments - - -
Common Stock Issuance - - -
Repurchase Of Capital Stock - - -
Repayment Of Debt - - -
Issuance Of Debt - - -
Issuance Of Capital Stock - - -
Net Issuance Payments Of Debt - - -
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance - - -
Long Term Debt Payments - - -
Long Term Debt Issuance - - -
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of NIACL.NS (The New India Assurance Company Limited)

Above is the summary for fundamental analysis of The New India Assurance Company Limited , whose ticker name is NIACL.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The The New India Assurance Company Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 30.22, NIACL.NS has a net profit margin of 0.02, the acid test ratio for NIACL.NS is 0.00, NIACL.NS has an inventory turnover of 0.00, and NIACL.NS has debt-to-equity ratio of 0.00.

The NIACL.NS whose company name is The New India Assurance Company Limited has made profit/loss of 0 with total revenue of 442405000000, NIACL.NS has assets worth of 1081250000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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