MAHABANK.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Financial Ratios
Ratio Value
PE Ratio8.89
Net Profit Margin0.31
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity0.45
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: High income of the company when compared with its equity, which means efficient equity

Profitability Ratios
Ratio Value
Net Profit Margin0.31
Return on Assets0.00
Return on Equity0.20
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

Interest Coverage Ratio: NA

Solvency Ratios
Ratio Value
Debt to Equity Ratio0.45
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Dividend Yield: NA

Market Ratios
Ratio Value
P/E Ratio8.89
Gross Profit Margin0.00
Price to Book Ratio1.82
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Bank of Maharashtra

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 3073290000000 2678270000000 2307830000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 681346000000 685350000000 682287000000
Held To Maturity Securities - - -
Available For Sale Securities 331116000 657311000 2352194000
Financial Assets Fair Value - - -
Long Term Equity Investment 3300764000 2823813000 2440252000
Investments In Associates At Cost - - 2440252000
Goodwill And Other Intangible Assets - - 231822000
Other Intangible Assets - - -
Goodwill - - 231822000
Net Ppe 22096116000 21567396000 22416601000
Accumulated Depreciation -15872172000 -13966209000 -15290233000
Gross Ppe 37968288000 35533605000 37706834000
Construction In Progress 96953000 75058000 2052263000
Other Properties 18359090000 16081066000 16367829000
Machinery Furniture Equipment - - -
Buildings And Improvements - - -
Land And Improvements - - -
Properties 19512245000 19377481000 19286742000
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 18103513000 18384133000 20201743000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable - - -
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 303117000000 187536000000 202048000000
Cash Equivalents 91283172000 - 1390527000
Cash Financial 10157009000 10949172000 11234413000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt - - -
Total Debt 88983351000 109619000000 80567048000
Total Liabilities Net Minority Interest 2874580000000 2520370000000 2167220000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 88983351000 109619000000 80567048000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 3826451000 4072919000 2727575000
Other Payable - - -
Dividends Payable - - -
Total Tax Payable - - -
Accounts Payable 3826451000 4072919000 2727575000
Common Stock Equity 198706000000 157902000000 140619000000
Total Capitalization 287690000000 267521000000 221186000000
Total Equity Gross Minority Interest 198706000000 157902000000 140619000000
Minority Interest - - -
Stockholders Equity 198706000000 157902000000 140619000000
Other Equity Interest - - -
Treasury Stock - - -
Retained Earnings 36353293000 16574170000 5901833000
Additional Paid In Capital 9774356000 3283128000 3283128000
Capital Stock 70813736000 67304964000 67304964000
Common Stock 70813736000 67304964000 67304964000

Income statement interpretation for Bank of Maharashtra

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 129738000000 102356000000 81904338000
Operating Revenue 129738000000 102356000000 81904338000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 40717799000 26050025000 11534293000
Net Income From Continuing Operation Net Minority Interest 40717799000 26050025000 11534293000
Net Income From Continuing And Discontinued Operation 40717799000 26050025000 11534293000
Net Income Common Stockholders 40717799000 26050025000 11534293000
Net Income Including Noncontrolling Interests 40717799000 26050025000 11534293000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 40717799000 26050025000 11534293000
Normalized Income 40711703400 26036268600 11526991300
Normalized Ebitda - - -
Total Unusual Items 8708000 19652000 10431000
Total Unusual Items Excluding Goodwill 8708000 19652000 10431000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 2234902000 2624888000 2683413000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 49682213000 41373105000 39854306000
Other Operating Expenses 12285361000 12233058000 11063353000
Depreciation And Amortization In Income Statement 2234902000 2624888000 2683413000
Amortization - - -
Depreciation Income Statement 2234902000 2624888000 2683413000
Selling General And Administration 1177535000 1082901000 864401000
Selling And Marketing Expense 335714000 333986000 298414000
General And Administrative Expense 841821000 748915000 565987000
Rent And Landing Fees 2802935000 2482282000 2280853000
Tax Provision 3047300000 8431600000 8042700000
Pretax Income 40717799000 26050025000 11534293000
Other Non Operating Income Expenses - - -
Special Income Charges 8708000 19652000 10431000
Other Special Charges -8708000 -19652000 -10431000
Write Off - - -
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 5.80 3.87 1.73
Basic Eps 5.80 3.87 1.73
Diluted Ni Avail To Com Stockholders 40717799000 26050025000 11534293000
Net Income From Continuing Operations 40717799000 26050025000 11534293000
Minority Interests - - -

Cash flow analysis for Bank of Maharashtra

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow 115809000000 -14399214000 68963383000
Changes In Cash 117828000000 -13870661000 69742404000
Taxes Refund Paid - - -3250000000
Change In Working Capital 29142292000 -81742677000 12152490000
Change In Other Current Liabilities -22610620000 -35283409000 -42072399000
Change In Other Current Assets 7756077000 18150090000 31639322000
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items 4375900000 3735436000 3156178000
Stock Based Compensation - - -
Provision And Write Off Of Assets 39505729000 34974847000 42715364000
Depreciation And Amortization 2234902000 2624888000 2683413000
Amortization Cash Flow - - -
Depreciation 2234902000 2624888000 2683413000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -2595431000 -1750763000 -3001800000
Net Other Investing Changes - 100000 1000
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale - - -
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale 159392000 22081000 17924000
Sale Of Business 159392000 22081000 17924000
Purchase Of Business - - -
Net Ppe Purchase And Sale -2754823000 -1772844000 -3019725000
Sale Of Ppe 34238000 1471641000 70792000
Purchase Of Ppe -2789061000 -3244485000 -3090517000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 4614454000 2279316000 3780821000
Net Other Financing Charges - 1000 -
Interest Paid Cff -4375900000 -3735436000 -3156178000
Cash Dividends Paid -8749646000 -3365249000 -3365248000
Common Stock Dividend Paid -8749646000 -3365249000 -3365248000
Net Common Stock Issuance 10000000000 - 4036999000
Common Stock Payments - - -
Common Stock Issuance 10000000000 - 4036999000
Repurchase Of Capital Stock - - -
Repayment Of Debt - - -
Issuance Of Debt - 9380000000 2900000000
Issuance Of Capital Stock 10000000000 - 4036999000
Net Issuance Payments Of Debt 7740000000 9380000000 2900000000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance 7740000000 9380000000 2900000000
Long Term Debt Payments - - -
Long Term Debt Issuance - 9380000000 2900000000
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of MAHABANK.NS (Bank of Maharashtra)

Above is the summary for fundamental analysis of Bank of Maharashtra , whose ticker name is MAHABANK.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Bank of Maharashtra which is listed in NSE (National Stock Exchange) has a PE ratio of 8.89, MAHABANK.NS has a net profit margin of 0.31, the acid test ratio for MAHABANK.NS is 0.00, MAHABANK.NS has an inventory turnover of 0.00, and MAHABANK.NS has debt-to-equity ratio of 0.45.

The MAHABANK.NS whose company name is Bank of Maharashtra has made profit/loss of 0 with total revenue of 129738000000, MAHABANK.NS has assets worth of 3073290000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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