KFINTECH.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: At a very strong financial position where company is easily able to pay its interest payments from its earnings (EBIT + Lease Payments)

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

P/E Ratio: Overvalued stock which means company is making very less revenue per share but stock price is very high which represent speculative stock

Performance Graph
Financial Ratios
Ratio Value
PE Ratio110.00
Net Profit Margin0.30
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio6.80
Debt to Equity0.04
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: Very high efficiency of the assets which indicates assets are making high contribution to the revenue

Return on Equity: High income of the company when compared with its equity, which means efficient equity

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.30
Return on Assets1.37
Return on Equity0.22
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: It has excess cash even after covering its short-term liabilities, which also may indicates mismanagement os assets in some cases

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio5.14
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: At a very strong financial position where company is easily able to pay its interest payments from its earnings (EBIT + Lease Payments)

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio6.80
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

Interest Coverage Ratio: Company is at low risk of getting default as it can easily cover its interest payments and strong financial health

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio0.04
Interest Coverage Ratio42.81
Performance Graph
Key Ratios

P/E Ratio: Overvalued stock which means company is making very less revenue per share but stock price is very high which represent speculative stock

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio110.00
Gross Profit Margin0.64
Price to Book Ratio23.72
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of KFin Technologies Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 14186920000 12513070000 10264090000
Total Non Current Assets 8275780000 7763880000 7474090000
Other Non Current Assets 56090000 7240000 -
Non Current Prepaid Assets 196700000 377930000 70230000
Non Current Deferred Taxes Assets 3830000 8810000 -
Financial Assets - - -
Investment In Financial Assets 10040000 420000 -
Held To Maturity Securities - - -
Available For Sale Securities 10040000 420000 -
Financial Assets Fair Value - - -
Long Term Equity Investment 40920000 65000000 -
Investments In Associates At Cost - - -
Goodwill And Other Intangible Assets 7074380000 6639360000 6349860000
Other Intangible Assets 1548720000 1205050000 915550000
Goodwill 5525660000 5434310000 5434310000
Net Ppe 936040000 671590000 681260000
Accumulated Depreciation -1189910000 -901460000 -719050000
Gross Ppe 2125950000 1573050000 1400310000
Construction In Progress - 210000 6330000
Other Properties 902730000 606910000 633110000
Machinery Furniture Equipment 980960000 746850000 582460000
Buildings And Improvements 242260000 219080000 178410000
Land And Improvements - - -
Properties - - -
Current Assets 5911140000 4749190000 2790000000
Other Current Assets 245850000 4920000 -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash 69300000 126450000 -
Prepaid Assets 249240000 209270000 96140000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables 124450000 166670000 98760000
Taxes Receivable - - -
Accounts Receivable 1519000000 1265450000 1125960000
Allowance For Doubtful Accounts Receivable -118140000 -160150000 -201400000
Gross Accounts Receivable 1637140000 1425600000 1327360000
Cash Cash Equivalents And Short Term Investments 3931560000 2976430000 1469140000
Other Short Term Investments 3409830000 2313690000 1018810000
Cash And Cash Equivalents 521730000 662740000 450330000
Cash Equivalents 386300000 108910000 25230000
Cash Financial 135430000 553830000 425100000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt - 637950000 -
Total Debt 486610000 1598390000 371500000
Total Liabilities Net Minority Interest 2777020000 3810850000 3820660000
Total Non Current Liabilities Net Minority Interest 1627660000 1485150000 2804470000
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - 84400000
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities 1238850000 1227720000 1237760000
Long Term Debt And Capital Lease Obligation 379760000 251530000 250570000
Long Term Capital Lease Obligation 379760000 251530000 250570000
Long Term Debt - - -
Long Term Provisions 9050000 5900000 6600000
Current Liabilities 1149360000 2325700000 1016190000
Other Current Liabilities 165340000 144470000 -
Current Deferred Taxes Liabilities 54430000 153940000 124090000
Current Debt And Capital Lease Obligation 106850000 1346860000 120930000
Current Capital Lease Obligation 106850000 46170000 120930000
Current Debt - 1300690000 -
Pension And Other Post Retirement Benefit Plans Current 80800000 56950000 35010000
Current Provisions 80800000 56950000 -
Payables 762960000 644130000 606370000
Other Payable 408370000 382640000 351080000
Dividends Payable - - -
Total Tax Payable 54430000 153940000 -
Accounts Payable 354590000 261490000 255290000
Common Stock Equity 11409900000 8702220000 6443430000
Total Capitalization 11409900000 8702220000 6443430000
Total Equity Gross Minority Interest 11409900000 8702220000 6443430000
Minority Interest - - -
Stockholders Equity 11409900000 8702220000 6443430000
Other Equity Interest 101030000 146530000 120510000
Treasury Stock - - -
Retained Earnings 3820850000 1361720000 -590670000
Additional Paid In Capital 5694340000 5414610000 5155820000
Capital Stock 1709890000 1692290000 1675690000
Common Stock 1709890000 1692290000 1675690000

Income statement interpretation for KFin Technologies Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 8106160000 6934190000 6395070000
Operating Revenue 8106160000 6934190000 6395070000
Cost Of Revenue 2949930000 2615260000 2324860000
Gross Profit 5156230000 4318930000 4070210000
Ebitda 3877520000 3151600000 2939080000
Ebit 3352120000 2684920000 2568830000
Operating Income 3237660000 2532800000 2508260000
Net Income 2460480000 1957360000 1485490000
Net Income From Continuing Operation Net Minority Interest 2460480000 1957360000 1485490000
Net Income From Continuing And Discontinued Operation 2460480000 1957360000 1485490000
Net Income Common Stockholders 2460480000 1957360000 1485490000
Net Income Including Noncontrolling Interests 2460480000 1957360000 1485790000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 2460480000 1957360000 1485790000
Normalized Income 2533599505 1970898347 1485490000
Normalized Ebitda 3974810000 3169460000 2939080000
Total Unusual Items -97290000 -17860000 -23690000
Total Unusual Items Excluding Goodwill -97290000 -17860000 -23690000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 525400000 466680000 370250000
Reconciled Cost Of Revenue 2949930000 2615260000 2324860000
Total Expenses 4868500000 4401390000 3886810000
Operating Expense 1918570000 1786130000 1561950000
Other Operating Expenses 522660000 486050000 1191700000
Depreciation And Amortization In Income Statement 525400000 466680000 370250000
Amortization 223250000 173280000 112340000
Depreciation Income Statement 302150000 293400000 370250000
Selling General And Administration 833970000 776700000 801590000
Selling And Marketing Expense 28570000 18320000 5460000
General And Administrative Expense 805400000 758380000 796130000
Rent And Landing Fees 46240000 34710000 30100000
Tax Provision 813340000 624820000 554210000
Pretax Income 3273820000 2582180000 2040000000
Other Non Operating Income Expenses 5220000 16030000 60570000
Special Income Charges -97290000 -17860000 -23560000
Other Special Charges -100000 1040000 -2280000
Write Off 92590000 16820000 25840000
Net Non Operating Interest Income Expense -11230000 -38590000 -528830000
Total Other Finance Cost 6840000 4460000 85670000
Interest Expense Non Operating 78300000 102740000 528830000
Interest Income Non Operating 73910000 68610000 3690000
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 14.34 11.52 8.79
Basic Eps 14.46 11.66 8.86
Diluted Ni Avail To Com Stockholders 2460480000 1957360000 1485490000
Net Income From Continuing Operations 3273820000 2582180000 2040000000
Minority Interests - - -

Cash flow analysis for KFin Technologies Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow 2892540000 2233720000 2526370000
Changes In Cash -150540000 262510000 218490000
Taxes Refund Paid -657430000 -561950000 -496770000
Change In Working Capital -194560000 -256370000 -32360000
Change In Other Current Liabilities 53220000 20700000 149570000
Change In Other Current Assets -80930000 -93980000 -68610000
Change In Payable 93990000 7140000 -43820000
Change In Inventory - - -
Change In Receivables -280350000 -120430000 -77730000
Other Non Cash Items 8350000 24010000 517350000
Stock Based Compensation 26220000 82900000 91550000
Provision And Write Off Of Assets -47090000 -31290000 57080000
Depreciation And Amortization 525400000 466680000 370250000
Amortization Cash Flow 223250000 173280000 112340000
Depreciation 302150000 293400000 370250000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -1775690000 -2043740000 -1153810000
Net Other Investing Changes - - -
Interest Received Cfi 18410000 65100000 900000
Dividends Received Cfi 167280000 88290000 45070000
Net Investment Purchase And Sale -1003380000 -1438600000 -278030000
Sale Of Investment - - 45870000
Purchase Of Investment - -1438600000 -323900000
Net Business Purchase And Sale -109740000 -65000000 -240930000
Sale Of Business - - -
Purchase Of Business -109740000 -65000000 -240930000
Net Ppe Purchase And Sale -276190000 -230750000 -204620000
Sale Of Ppe 2660000 6940000 -
Purchase Of Ppe -278850000 -237690000 -204620000
Net Intangibles Purchase And Sale -572070000 -462780000 -476200000
Purchase Of Intangibles -572070000 -462780000 -476200000
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow -1267390000 72530000 -1154070000
Net Other Financing Charges - - -
Interest Paid Cff -38790000 -27190000 -392230000
Cash Dividends Paid - - -
Common Stock Dividend Paid - - -
Net Common Stock Issuance 220900000 212460000 3100020000
Common Stock Payments - - -
Common Stock Issuance 220900000 212460000 3100020000
Repurchase Of Capital Stock -1340200000 - -
Repayment Of Debt -10620000 - -3520000000
Issuance Of Debt - - -
Issuance Of Capital Stock 220900000 212460000 3100220000
Net Issuance Payments Of Debt -10620000 - -3520000000
Net Short Term Debt Issuance -10620000 - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance -10620000 - -3520000000
Long Term Debt Payments -10620000 - -3520000000
Long Term Debt Issuance - - -
Net Preferred Stock Issuance -1340200000 - 200000
Preferred Stock Payments -1340200000 - -

Summary

Fundamental Overview of KFINTECH.NS (KFin Technologies Limited)

Above is the summary for fundamental analysis of KFin Technologies Limited , whose ticker name is KFINTECH.NS and belongs to sector Technology, and it is listed in NSE (National Stock Exchange).

The KFin Technologies Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 110.00, KFINTECH.NS has a net profit margin of 0.30, the acid test ratio for KFINTECH.NS is 0.00, KFINTECH.NS has an inventory turnover of 0.00, and KFINTECH.NS has debt-to-equity ratio of 0.04.

The KFINTECH.NS whose company name is KFin Technologies Limited has made profit/loss of 5156230000 with total revenue of 8106160000, KFINTECH.NS has assets worth of 14186920000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

2. How to Use Our Tool

  • Search for the stock that you want to analyze in the search bar by typing the name of the company or ticker.
  • Once you land on the Stock Analytics Page, click on “Fundamental Analysis”; this will take you to the fundamental analysis page.
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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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