INDUSINDBK.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has moderate debt when compared to its equity which means it would be just able to pay its debt with the equity

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Performance Graph
Financial Ratios
Ratio Value
PE Ratio8.35
Net Profit Margin0.30
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity0.75
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.30
Return on Assets0.00
Return on Equity0.14
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has moderate debt when compared to its equity which means it would be just able to pay its debt with the equity

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio0.75
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio8.35
Gross Profit Margin0.00
Price to Book Ratio1.19
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of IndusInd Bank Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 5150940000000 4578370000000 4019670000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 1064830000000 830725000000 709271000000
Held To Maturity Securities - - -
Available For Sale Securities 96083846000 56085173000 31411503000
Financial Assets Fair Value - - -
Long Term Equity Investment 34938000 31871000 28235000
Investments In Associates At Cost 34938000 31871000 28235000
Goodwill And Other Intangible Assets - - -
Other Intangible Assets - - -
Goodwill - - -
Net Ppe 23240217000 20789279000 19287516000
Accumulated Depreciation -28967401000 -25792261000 -23392313000
Gross Ppe 52207618000 46581540000 42679829000
Construction In Progress 1969537000 1354253000 945255000
Other Properties 41517549000 36527462000 33034749000
Machinery Furniture Equipment - - -
Buildings And Improvements - - -
Land And Improvements - - -
Properties 8720532000 8699825000 8699825000
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 8437567000 2395496000 12642926000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable - - 12642926000
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 369074000000 567768000000 685847000000
Cash Equivalents 75894172000 69572520000 9474063000
Cash Financial 12268453000 12393033000 13267130000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 107040000000 - -
Total Debt 476114000000 475213000000 448333000000
Total Liabilities Net Minority Interest 4518860000000 4013420000000 3514510000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 476114000000 475213000000 448333000000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 33370343000 29748596000 21552637000
Other Payable 13944249000 11445652000 8442447000
Dividends Payable - - -
Total Tax Payable - - -
Accounts Payable 19426094000 18302944000 13110190000
Common Stock Equity 632076000000 564945000000 505163000000
Total Capitalization 1108190000000 1040160000000 953496000000
Total Equity Gross Minority Interest 632076000000 564945000000 505163000000
Minority Interest - - -
Stockholders Equity 632076000000 564945000000 505163000000
Other Equity Interest 1035151000 15342229000 25059702000
Treasury Stock - - -
Retained Earnings 295865000000 241763000000 192523000000
Additional Paid In Capital 187707000000 185285000000 184440000000
Capital Stock 7783200000 7758952000 7746632000
Common Stock 7783200000 7758952000 7746632000

Income statement interpretation for IndusInd Bank Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 294654000000 254677000000 220432000000
Operating Revenue 294654000000 254677000000 220432000000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 89772920000 74434978000 48050380000
Net Income From Continuing Operation Net Minority Interest 89772920000 74434978000 48050380000
Net Income From Continuing And Discontinued Operation 89772920000 74434978000 48050380000
Net Income Common Stockholders 89772920000 74434978000 48050380000
Net Income Including Noncontrolling Interests 89772929000 74434909000 48050408000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 89772929000 74434909000 48050408000
Normalized Income 89796437086 74455800678 48058822153
Normalized Ebitda - - -
Total Unusual Items -31382000 -27786000 -11303000
Total Unusual Items Excluding Goodwill -31382000 -27786000 -11303000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 4630397000 4072062000 3520235000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 143993000000 116472000000 114626000000
Other Operating Expenses 70150201000 57627596000 65180816000
Depreciation And Amortization In Income Statement 4630397000 4072062000 3520235000
Amortization - - -
Depreciation Income Statement 4630397000 4072062000 3520235000
Selling General And Administration 2337128000 1610571000 1193311000
Selling And Marketing Expense 1597355000 951169000 670148000
General And Administrative Expense 739773000 659402000 523163000
Rent And Landing Fees 7440399000 6345802000 5664148000
Tax Provision 30022100000 24890600000 16281800000
Pretax Income 119792000000 99321873000 64328225000
Other Non Operating Income Expenses - - -
Special Income Charges -31382000 -27786000 -11303000
Other Special Charges 31382000 27786000 11303000
Write Off - - -
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 115.33 95.89 61.97
Basic Eps 115.54 96.01 62.07
Diluted Ni Avail To Com Stockholders 89772920000 74434978000 48050380000
Net Income From Continuing Operations 119792000000 99321936000 64328197000
Minority Interests - - -

Cash flow analysis for IndusInd Bank Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -169247000000 -124423000000 166722000000
Changes In Cash -198775000000 -118876000000 119639000000
Taxes Refund Paid -31710885000 -11956985000 -21876885000
Change In Working Capital -304372000000 -265870000000 50203859000
Change In Other Current Liabilities 19887352000 44322953000 10585653000
Change In Other Current Assets -241814000000 -187324000000 -7628708000
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items 3909213000 4021511000 3758543000
Stock Based Compensation 591922000 282527000 123145000
Provision And Write Off Of Assets 33354132000 41854349000 62985478000
Depreciation And Amortization 4630397000 4072062000 3520235000
Amortization Cash Flow - - -
Depreciation 4630397000 4072062000 3520235000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -7112717000 -5601611000 -4061608000
Net Other Investing Changes - - -
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale - - -
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -7112717000 -5601611000 -4061608000
Sale Of Ppe 187372000 109334000 81384000
Purchase Of Ppe -7300089000 -5710945000 -4142992000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow -22415378000 11148338000 -43021547000
Net Other Financing Charges -14899000000 -10000000000 18000000000
Interest Paid Cff - - -
Cash Dividends Paid -10863752000 -6588853000 -3869945000
Common Stock Dividend Paid -10863752000 -6588853000 -3869945000
Net Common Stock Issuance 2446603000 857080000 844285000
Common Stock Payments - - -
Common Stock Issuance 2446603000 857080000 844285000
Repurchase Of Capital Stock - - -
Repayment Of Debt -14899000000 - -57995887000
Issuance Of Debt 900771000 26880111000 -
Issuance Of Capital Stock 2446603000 857080000 844285000
Net Issuance Payments Of Debt 900771000 26880111000 -57995887000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance 900771000 26880111000 -57995887000
Long Term Debt Payments -14899000000 - -57995887000
Long Term Debt Issuance 900771000 26880111000 -
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of INDUSINDBK.NS (IndusInd Bank Limited)

Above is the summary for fundamental analysis of IndusInd Bank Limited , whose ticker name is INDUSINDBK.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The IndusInd Bank Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 8.35, INDUSINDBK.NS has a net profit margin of 0.30, the acid test ratio for INDUSINDBK.NS is 0.00, INDUSINDBK.NS has an inventory turnover of 0.00, and INDUSINDBK.NS has debt-to-equity ratio of 0.75.

The INDUSINDBK.NS whose company name is IndusInd Bank Limited has made profit/loss of 0 with total revenue of 294654000000, INDUSINDBK.NS has assets worth of 5150940000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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