INDIANB.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Performance Graph
Financial Ratios
Ratio Value
PE Ratio8.49
Net Profit Margin0.26
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity0.38
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.26
Return on Assets0.00
Return on Equity0.14
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio0.38
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio8.49
Gross Profit Margin0.00
Price to Book Ratio1.19
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Indian Bank

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 7957090000000 7133340000000 6740960000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 2142760000000 1879550000000 1754900000000
Held To Maturity Securities 5821000000 8482500000 -
Available For Sale Securities 136255000000 25103700000 9783200000
Financial Assets Fair Value - - -
Long Term Equity Investment 15482700000 12597300000 10118500000
Investments In Associates At Cost 15482700000 12597300000 10118500000
Goodwill And Other Intangible Assets - - -
Other Intangible Assets - - -
Goodwill - - -
Net Ppe 75399000000 74806700000 76989100000
Accumulated Depreciation -61347100000 -56701800000 -52144900000
Gross Ppe 136746000000 131509000000 129134000000
Construction In Progress 172600000 102800000 61000000
Other Properties 61943700000 56698800000 54441600000
Machinery Furniture Equipment - - -
Buildings And Improvements - - -
Land And Improvements - - -
Properties 74629800000 74706900000 74631400000
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 29374900000 52806600000 64408100000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable - - -
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 421769000000 502168000000 799682000000
Cash Equivalents 35700000 27400000 120400000
Cash Financial 13041500000 12425800000 19624500000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt - - -
Total Debt 231429000000 220924000000 172175000000
Total Liabilities Net Minority Interest 7354310000000 6638010000000 6291200000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 231429000000 220924000000 172175000000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 35098300000 33216600000 25793900000
Other Payable 16638400000 18419500000 15851700000
Dividends Payable - - -
Total Tax Payable - - -
Accounts Payable 18459900000 14797100000 9942200000
Common Stock Equity 602482000000 495068000000 449519000000
Total Capitalization 833911000000 715992000000 621695000000
Total Equity Gross Minority Interest 602775000000 495330000000 449769000000
Minority Interest 293100000 261900000 249800000
Stockholders Equity 602482000000 495068000000 449519000000
Other Equity Interest - - -
Treasury Stock - - -
Retained Earnings 19184200000 13658400000 10717700000
Additional Paid In Capital 62900200000 23915500000 23915500000
Capital Stock 13469600000 12454400000 12454400000
Common Stock 13469600000 12454400000 12454400000

Income statement interpretation for Indian Bank

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 318928000000 280722000000 241359000000
Operating Revenue 318928000000 280722000000 241359000000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 84194100000 55723100000 41418100000
Net Income From Continuing Operation Net Minority Interest 84194100000 55723100000 41418100000
Net Income From Continuing And Discontinued Operation 84194100000 55723100000 41418100000
Net Income Common Stockholders 84194100000 55723100000 41418100000
Net Income Including Noncontrolling Interests 84225200000 55735200000 41441900000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 84225200000 55735200000 41441900000
Normalized Income 84207470000 55721910000 41396750000
Normalized Ebitda - - -
Total Unusual Items -19100000 1700000 30500000
Total Unusual Items Excluding Goodwill -19100000 1700000 30500000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 5311400000 5323900000 6008600000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 149528000000 127248000000 113535000000
Other Operating Expenses 34828400000 30027600000 25572300000
Depreciation And Amortization In Income Statement 5311400000 5323900000 6008600000
Amortization - - -
Depreciation Income Statement 5311400000 5323900000 6008600000
Selling General And Administration 1027300000 1697100000 981000000
Selling And Marketing Expense 319900000 943500000 302000000
General And Administrative Expense 707400000 753600000 679000000
Rent And Landing Fees 6400200000 6259300000 6154300000
Tax Provision 29145100000 6594700000 -7310200000
Pretax Income 81291500000 53304800000 39938900000
Other Non Operating Income Expenses - - -
Special Income Charges -19100000 1700000 30500000
Other Special Charges 19100000 -1700000 -30500000
Write Off - - -
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 66.03 44.74 33.99
Basic Eps 66.03 44.74 33.99
Diluted Ni Avail To Com Stockholders 84194100000 55723100000 41418100000
Net Income From Continuing Operations 84225200000 55735200000 41441900000
Minority Interests -31100000 -12100000 -23800000

Cash flow analysis for Indian Bank

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -86172600000 -278940000000 287503000000
Changes In Cash -80399300000 -297514000000 284641000000
Taxes Refund Paid -8895000000 -136000000 -121800000
Change In Working Capital -257566000000 -448241000000 141362000000
Change In Other Current Liabilities -18651800000 -9586800000 -57768300000
Change In Other Current Assets 30046500000 27789500000 49475000000
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items 7108500000 7338800000 7495900000
Stock Based Compensation - - -
Provision And Write Off Of Assets 58256500000 89525000000 94119800000
Depreciation And Amortization 5311400000 5323900000 6008600000
Amortization Cash Flow - - -
Depreciation 5311400000 5323900000 6008600000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -6177100000 -3139800000 -3046900000
Net Other Investing Changes - - -
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale - - -
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -6177100000 -3139800000 -3046900000
Sale Of Ppe 88700000 203800000 184000000
Purchase Of Ppe -6265800000 -3343600000 -3230900000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 11950400000 -15434200000 184300000
Net Other Financing Charges -10000000000 - -6000000000
Interest Paid Cff -7338800000 -7338800000 -7824800000
Cash Dividends Paid -10710800000 -8095400000 -2490900000
Common Stock Dividend Paid -10710800000 -8095400000 -2490900000
Net Common Stock Issuance 40000000000 - 16500000000
Common Stock Payments - - -
Common Stock Issuance 40000000000 - 16500000000
Repurchase Of Capital Stock - - -
Repayment Of Debt - - -
Issuance Of Debt - - -
Issuance Of Capital Stock 40000000000 - 16500000000
Net Issuance Payments Of Debt - - -
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance - - -
Long Term Debt Payments - - -
Long Term Debt Issuance - - -
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of INDIANB.NS (Indian Bank)

Above is the summary for fundamental analysis of Indian Bank , whose ticker name is INDIANB.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Indian Bank which is listed in NSE (National Stock Exchange) has a PE ratio of 8.49, INDIANB.NS has a net profit margin of 0.26, the acid test ratio for INDIANB.NS is 0.00, INDIANB.NS has an inventory turnover of 0.00, and INDIANB.NS has debt-to-equity ratio of 0.38.

The INDIANB.NS whose company name is Indian Bank has made profit/loss of 0 with total revenue of 318928000000, INDIANB.NS has assets worth of 7957090000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

2. How to Use Our Tool

  • Search for the stock that you want to analyze in the search bar by typing the name of the company or ticker.
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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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