IIFL.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Performance Graph
Financial Ratios
Ratio Value
PE Ratio9.20
Net Profit Margin0.28
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity4.43
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.28
Return on Assets0.00
Return on Equity0.17
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio4.43
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Undervalued stock and low growth is expected as company’s stock price is very closer to its earnings per share

Dividend Yield: Low yield, focus on growth rather than dividends (Low dividend yield, which means company is focusing on growth

Performance Graph
Market Ratios
Ratio Value
P/E Ratio9.20
Gross Profit Margin0.00
Price to Book Ratio1.53
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of IIFL Finance Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 624212000000 530028000000 459104000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 53892100000 50439200000 20619700000
Held To Maturity Securities - - -
Available For Sale Securities 15518600000 23607400000 8051700000
Financial Assets Fair Value 36796600000 24596000000 11825200000
Long Term Equity Investment - - -
Investments In Associates At Cost - - -
Goodwill And Other Intangible Assets 51800000 38700000 21100000
Other Intangible Assets 51800000 38700000 21100000
Goodwill - - -
Net Ppe 6564800000 5899500000 4837600000
Accumulated Depreciation -2481300000 -2138800000 -1529700000
Gross Ppe 9046100000 8038300000 6367300000
Construction In Progress 519000000 272200000 57100000
Other Properties 123600000 97200000 50300000
Machinery Furniture Equipment 4078700000 3591100000 2750200000
Buildings And Improvements 4323900000 4076900000 3508800000
Land And Improvements 900000 900000 900000
Properties - - -
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 968700000 1660600000 1040500000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable 2167700000 2506500000 2393700000
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 26204800000 39511400000 62547700000
Cash Equivalents - 7999700000 -
Cash Financial 511400000 1664600000 502000000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 440787000000 356529000000 294707000000
Total Debt 471607000000 400174000000 360862000000
Total Liabilities Net Minority Interest 503647000000 428007000000 394407000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities 335300000 423700000 1643900000
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 471607000000 400174000000 360862000000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 18921700000 14819500000 22759000000
Other Payable 16628800000 12337000000 20815000000
Dividends Payable 49300000 51300000 17600000
Total Tax Payable 76800000 458200000 502100000
Accounts Payable 2166800000 1973000000 1424300000
Common Stock Equity 106370000000 89920600000 64638300000
Total Capitalization 573362000000 485961000000 421893000000
Total Equity Gross Minority Interest 120564000000 102021000000 64697300000
Minority Interest 14194500000 12100800000 59000000
Stockholders Equity 106370000000 89920600000 64638300000
Other Equity Interest 659100000 96500000 141900000
Treasury Stock - - -
Retained Earnings 41845900000 30261000000 23327100000
Additional Paid In Capital 36938200000 36702300000 20887600000
Capital Stock 763100000 760900000 759200000
Common Stock 763100000 760900000 759200000

Income statement interpretation for IIFL Finance Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 64066900000 46913300000 40219700000
Operating Revenue 64066900000 46913300000 40219700000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 17635400000 15003000000 11878900000
Net Income From Continuing Operation Net Minority Interest 17635400000 15003000000 11878900000
Net Income From Continuing And Discontinued Operation 17635400000 15003000000 11878900000
Net Income Common Stockholders 17635400000 15003000000 11878900000
Net Income Including Noncontrolling Interests 19742200000 16075500000 11882500000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 19742200000 16075500000 11882500000
Normalized Income 18546474539 11076886415 11864433487
Normalized Ebitda - - -
Total Unusual Items -1186900000 5159400000 18700000
Total Unusual Items Excluding Goodwill -1186900000 5159400000 18700000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 1808100000 1525900000 1217000000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 28066500000 22456700000 15917700000
Other Operating Expenses 5241400000 4840800000 3608800000
Depreciation And Amortization In Income Statement 1808200000 1525900000 1217000000
Amortization - - -
Depreciation Income Statement 1808200000 1525900000 1217000000
Selling General And Administration 3660600000 2438800000 1550500000
Selling And Marketing Expense 1729500000 757400000 500500000
General And Administrative Expense 1931100000 1681400000 1050000000
Rent And Landing Fees 476500000 334800000 217100000
Tax Provision 5976900000 5049700000 3477300000
Pretax Income 25719100000 21125200000 15359800000
Other Non Operating Income Expenses - - -
Special Income Charges -1186900000 5159400000 18700000
Other Special Charges -181000000 -21300000 -18700000
Write Off 1367900000 -5138100000 -
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 44.40 38.05 30.25
Basic Eps 44.96 38.36 30.43
Diluted Ni Avail To Com Stockholders 17635400000 15003000000 11878900000
Net Income From Continuing Operations 25719100000 21125200000 15359800000
Minority Interests -2106800000 -1072500000 -3600000

Cash flow analysis for IIFL Finance Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -58480000000 -52254400000 17837300000
Changes In Cash -11622600000 -25801000000 35687400000
Taxes Refund Paid -6838800000 -2767100000 -2943300000
Change In Working Capital 8052300000 -8096500000 5988700000
Change In Other Current Liabilities - - -
Change In Other Current Assets - - -
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items 39110700000 33275600000 3418700000
Stock Based Compensation 596200000 -19000000 31000000
Provision And Write Off Of Assets -71300000 -795400000 -81600000
Depreciation And Amortization 1808100000 1525900000 1217000000
Amortization Cash Flow 25200000 20400000 -
Depreciation 1782900000 1505500000 1217000000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -13563700000 -27159900000 -9957900000
Net Other Investing Changes 4600900000 -3063000000 2035500000
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale -15912900000 -21514100000 -10752300000
Sale Of Investment - - -
Purchase Of Investment -15912900000 -21514100000 -10752300000
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -2251700000 -2582800000 -996000000
Sale Of Ppe 427300000 28200000 11700000
Purchase Of Ppe -2679000000 -2611000000 -1007700000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 60421100000 53613300000 27808000000
Net Other Financing Charges 2200000 -161900000 -83400000
Interest Paid Cff - - -
Cash Dividends Paid -1822400000 -1736300000 -1328200000
Common Stock Dividend Paid -1822400000 -1736300000 -1328200000
Net Common Stock Issuance 199300000 22859500000 86000000
Common Stock Payments - - -
Common Stock Issuance 199300000 22859500000 86000000
Repurchase Of Capital Stock - - -
Repayment Of Debt -368235000000 -178504000000 -128091000000
Issuance Of Debt 430166000000 210943000000 158144000000
Issuance Of Capital Stock 199300000 22859500000 86000000
Net Issuance Payments Of Debt 61931100000 32439800000 30052500000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance 61931100000 32439800000 30052500000
Long Term Debt Payments -368235000000 -178504000000 -128091000000
Long Term Debt Issuance 430166000000 210943000000 158144000000
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of IIFL.NS (IIFL Finance Limited)

Above is the summary for fundamental analysis of IIFL Finance Limited , whose ticker name is IIFL.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The IIFL Finance Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 9.20, IIFL.NS has a net profit margin of 0.28, the acid test ratio for IIFL.NS is 0.00, IIFL.NS has an inventory turnover of 0.00, and IIFL.NS has debt-to-equity ratio of 4.43.

The IIFL.NS whose company name is IIFL Finance Limited has made profit/loss of 0 with total revenue of 64066900000, IIFL.NS has assets worth of 624212000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

2. How to Use Our Tool

  • Search for the stock that you want to analyze in the search bar by typing the name of the company or ticker.
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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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