FEDFINA.NS
Key Ratios

Net Profit Margin: Making high profit when compared with its revenue which generally means company’s strong hold in the market, and good efficiency of the business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: Company is comfortably able to pay its interest payments from its earnings (EBIT + Lease Payments)

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

P/E Ratio: Fairly valued stock which is a sign of mature companies

Performance Graph
Financial Ratios
Ratio Value
PE Ratio15.52
Net Profit Margin0.16
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio3.43
Debt to Equity3.69
Key Ratios

Net Profit Margin: Making high profit when compared with its revenue which generally means company’s strong hold in the market, and good efficiency of the business

Return on Assets: Very high efficiency of the assets which indicates assets are making high contribution to the revenue

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.16
Return on Assets0.26
Return on Equity0.11
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: It has a good balance between assets & liabilities and would be just able to cover its short-term liabilities

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio1.60
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: Company is comfortably able to pay its interest payments from its earnings (EBIT + Lease Payments)

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio3.43
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has high debt when compared to its equity which means it would not be able to pay its debt with the equity

Interest Coverage Ratio: Company is at low risk of getting default as it can easily cover its interest payments and strong financial health

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio3.69
Interest Coverage Ratio35.90
Performance Graph
Key Ratios

P/E Ratio: Fairly valued stock which is a sign of mature companies

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio15.52
Gross Profit Margin0.36
Price to Book Ratio1.68
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Fedbank Financial Services Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 111378000000 90709900000 65557070000
Total Non Current Assets 52575700000 42332500000 29140380000
Other Non Current Assets 26100000 75100000 87920000
Non Current Prepaid Assets 103300000 119700000 119220000
Non Current Deferred Taxes Assets 21900000 218300000 314980000
Financial Assets - - -
Investment In Financial Assets 185000000 165400000 113500000
Held To Maturity Securities - - -
Available For Sale Securities 185000000 165400000 113500000
Financial Assets Fair Value - - -
Long Term Equity Investment - - -
Investments In Associates At Cost - - -
Goodwill And Other Intangible Assets 41200000 32000000 30640000
Other Intangible Assets 41200000 32000000 30640000
Goodwill - - -
Net Ppe 1417200000 1431200000 1512230000
Accumulated Depreciation -476200000 -350700000 -219750000
Gross Ppe 1893400000 1781900000 1731980000
Construction In Progress 2700000 5300000 6560000
Other Properties 1124900000 1119300000 1196970000
Machinery Furniture Equipment 508500000 423900000 328480000
Buildings And Improvements 257300000 233400000 199970000
Land And Improvements - - -
Properties - - -
Current Assets 58802800000 48377400000 36416760000
Other Current Assets 408500000 243500000 200110000
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash 284980000 6600000 -
Prepaid Assets - 119720000 119220000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables 47492500000 39835500000 29524800000
Taxes Receivable 103300000 - -
Accounts Receivable 296200000 66800000 118370000
Allowance For Doubtful Accounts Receivable -24200000 -18000000 -14810000
Gross Accounts Receivable 320400000 84800000 133180000
Cash Cash Equivalents And Short Term Investments 10320620000 8225000000 6573480000
Other Short Term Investments 8750200000 7285400000 5913850000
Cash And Cash Equivalents 1570420000 939600000 659630000
Cash Equivalents 270000000 - -
Cash Financial 1300420000 939600000 659630000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 80575580000 70418700000 49508720000
Total Debt 83401800000 72698700000 51538780000
Total Liabilities Net Minority Interest 88770000000 77153100000 54021890000
Total Non Current Liabilities Net Minority Interest 51975100000 46341700000 32304850000
Other Non Current Liabilities -100000 - -
Derivative Product Liabilities 11200000 48230000 -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - 20500000 -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 51909300000 46275200000 32291810000
Long Term Capital Lease Obligation 1039900000 1087800000 1154740000
Long Term Debt 50869400000 45187400000 31137070000
Long Term Provisions 65900000 46000000 13040000
Current Liabilities 36794900000 30811400000 21717040000
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation 31492500000 26423500000 19246970000
Current Capital Lease Obligation 215900000 252600000 215690000
Current Debt 31276600000 26170900000 19031280000
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions 329600000 213200000 203590000
Payables 4429100000 3595200000 2015480000
Other Payable 4307600000 3354800000 1951180000
Dividends Payable - - -
Total Tax Payable - - -
Accounts Payable 121500000 240400000 64300000
Common Stock Equity 22608400000 13556800000 11535180000
Total Capitalization 73477800000 58744200000 42672250000
Total Equity Gross Minority Interest 22608400000 13556800000 11535180000
Minority Interest - - -
Stockholders Equity 22608400000 13556800000 11535180000
Other Equity Interest 124700000 148200000 72700000
Treasury Stock - - -
Retained Earnings 5729900000 3776600000 2334290000
Additional Paid In Capital 10902300000 5269700000 5252660000
Capital Stock 3693900000 3219100000 3215180000
Common Stock 3693900000 3219100000 3215180000

Income statement interpretation for Fedbank Financial Services Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 15224800000 11512300000 8539340000
Operating Revenue 15224800000 11512300000 8539340000
Cost Of Revenue 9755100000 6999300000 5122010000
Gross Profit 5469700000 4513000000 3417330000
Ebitda 3748300000 2943200000 1849110000
Ebit 3374800000 2524500000 1482140000
Operating Income 3533700000 2963300000 2168860000
Net Income 2447000000 1801300000 1034590000
Net Income From Continuing Operation Net Minority Interest 2447000000 1801300000 1034590000
Net Income From Continuing And Discontinued Operation 2447000000 1801300000 1034590000
Net Income Common Stockholders 2447000000 1801300000 1034590000
Net Income Including Noncontrolling Interests 2447000000 1801300000 1034590000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 2447000000 1801300000 1034590000
Normalized Income 2789794806 2184211522 1629544837
Normalized Ebitda 4207900000 3459800000 2649650000
Total Unusual Items -459600000 -516600000 -800540000
Total Unusual Items Excluding Goodwill -459600000 -516600000 -800540000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 373500000 418700000 366970000
Reconciled Cost Of Revenue 9755100000 6999300000 5122010000
Total Expenses 11691100000 8549000000 6370480000
Operating Expense 1936000000 1549700000 1248470000
Other Operating Expenses 644100000 486000000 429440000
Depreciation And Amortization In Income Statement 373500000 418700000 366970000
Amortization - - -
Depreciation Income Statement 373500000 418700000 366970000
Selling General And Administration 573100000 430600000 261750000
Selling And Marketing Expense 15600000 17500000 8030000
General And Administrative Expense 557500000 413100000 253720000
Rent And Landing Fees 24300000 27900000 14970000
Tax Provision 833800000 628900000 357500000
Pretax Income 3280800000 2430200000 1392090000
Other Non Operating Income Expenses 457900000 15340000 5380000
Special Income Charges -658500000 -642900000 -845910000
Other Special Charges - 153900000 7130000
Write Off 658500000 489000000 838780000
Net Non Operating Interest Income Expense 254400000 55100000 18390000
Total Other Finance Cost - - -
Interest Expense Non Operating 94000000 94300000 90050000
Interest Income Non Operating 348400000 149400000 108440000
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 7.12 5.58 3.21
Basic Eps 7.22 5.58 3.21
Diluted Ni Avail To Com Stockholders 2447000000 1801300000 1034590000
Net Income From Continuing Operations 3280800000 2430200000 1392090000
Minority Interests - - -

Cash flow analysis for Fedbank Financial Services Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -7755200000 -14740000000 -5778930000
Changes In Cash 915800000 280000000 -4600690000
Taxes Refund Paid -752300000 -574300000 -491610000
Change In Working Capital -17328700000 -21747500000 -11211870000
Change In Other Current Liabilities 1016100000 1695800000 729000000
Change In Other Current Assets -198100000 -59600000 -84030000
Change In Payable -139400000 196600000 -35300000
Change In Inventory - - -
Change In Receivables -18034300000 -23612500000 -11831810000
Other Non Cash Items 6170700000 4287500000 3338380000
Stock Based Compensation 45600000 79600000 24860000
Provision And Write Off Of Assets - - -
Depreciation And Amortization 373500000 418700000 366970000
Amortization Cash Flow - - -
Depreciation 373500000 418700000 366970000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -1000900000 -1295200000 -4169200000
Net Other Investing Changes - - -
Interest Received Cfi 307900000 123400000 106980000
Dividends Received Cfi - - -
Net Investment Purchase And Sale -1172300000 -1268000000 -4007840000
Sale Of Investment 122903000000 100652000000 50973130000
Purchase Of Investment -124076000000 -101920000000 -54980970000
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -113200000 -133600000 -245560000
Sale Of Ppe 700000 300000 520000
Purchase Of Ppe -113900000 -133900000 -246080000
Net Intangibles Purchase And Sale -23300000 -17000000 -22780000
Purchase Of Intangibles -23300000 -17000000 -22780000
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 9671900000 16315200000 5347440000
Net Other Financing Charges 5517600000 13100000 -360000
Interest Paid Cff -6514700000 -4451100000 -3581900000
Cash Dividends Paid - - -
Common Stock Dividend Paid - - -
Net Common Stock Issuance 5992400000 17100000 288640000
Common Stock Payments - - -
Common Stock Issuance 5992400000 17100000 288640000
Repurchase Of Capital Stock - - -84200000
Repayment Of Debt -54311200000 -251580000000 -11500990000
Issuance Of Debt 64817000000 272548000000 18500000000
Issuance Of Capital Stock 5992400000 17100000 478300000
Net Issuance Payments Of Debt 10505800000 20967800000 6999010000
Net Short Term Debt Issuance 8505800000 20967800000 -
Short Term Debt Issuance 62817000000 272548000000 -
Net Long Term Debt Issuance 2000000000 - 6999010000
Long Term Debt Payments -54311200000 -251580000000 -11500990000
Long Term Debt Issuance 2000000000 - 18500000000
Net Preferred Stock Issuance - - 105460000
Preferred Stock Payments - - -84200000

Summary

Fundamental Overview of FEDFINA.NS (Fedbank Financial Services Limited)

Above is the summary for fundamental analysis of Fedbank Financial Services Limited , whose ticker name is FEDFINA.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Fedbank Financial Services Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 15.52, FEDFINA.NS has a net profit margin of 0.16, the acid test ratio for FEDFINA.NS is 0.00, FEDFINA.NS has an inventory turnover of 0.00, and FEDFINA.NS has debt-to-equity ratio of 3.69.

The FEDFINA.NS whose company name is Fedbank Financial Services Limited has made profit/loss of 5469700000 with total revenue of 15224800000, FEDFINA.NS has assets worth of 111378000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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