FEDERALBNK.NS
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has moderate debt when compared to its equity which means it would be just able to pay its debt with the equity

P/E Ratio: Fairly valued stock which is a sign of mature companies

Performance Graph
Financial Ratios
Ratio Value
PE Ratio12.62
Net Profit Margin0.32
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity0.74
Key Ratios

Net Profit Margin: Making very high profit as compared to its revenue which generally means either business holds monopoly in the market or it is a high-margin business

Return on Assets: NA

Return on Equity: Giving good returns on equity which is generally acceptable for most industries

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.32
Return on Assets0.00
Return on Equity0.13
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has moderate debt when compared to its equity which means it would be just able to pay its debt with the equity

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio0.74
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Fairly valued stock which is a sign of mature companies

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio12.62
Gross Profit Margin0.00
Price to Book Ratio1.63
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of The Federal Bank Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 3178390000000 2680040000000 2262410000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 491456000000 385168000000 303605000000
Held To Maturity Securities - - -
Available For Sale Securities 4989751000 199990000 694067000
Financial Assets Fair Value - - -
Long Term Equity Investment 4713610000 4401510000 4189894000
Investments In Associates At Cost 3362600000 3159132000 3048213000
Goodwill And Other Intangible Assets 150181000 150181000 150181000
Other Intangible Assets - - -
Goodwill 150181000 150181000 150181000
Net Ppe 10630342000 9717110000 6721033000
Accumulated Depreciation -15149907000 -13221220000 -11914368000
Gross Ppe 25780249000 22938330000 18635401000
Construction In Progress 669884000 813928000 288481000
Other Properties 20898922000 18381526000 15378278000
Machinery Furniture Equipment - - -
Buildings And Improvements - - 659861000
Land And Improvements - - -
Properties 4211443000 3742876000 2968642000
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 14430956000 13512455000 11844772000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable - - -
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 311265000000 313964000000 328981000000
Cash Equivalents 5491380000 4992580000 63667435000
Cash Financial 9684845000 10838952000 17297195000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 59658000000 80580500000 -
Total Debt 223086000000 258620000000 195874000000
Total Liabilities Net Minority Interest 2869130000000 2455300000000 2066800000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 223086000000 258620000000 195874000000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 13874749000 12568965000 9009759000
Other Payable 6535793000 6254620000 6175507000
Dividends Payable - - -
Total Tax Payable - - -
Accounts Payable 7338956000 6314345000 2834252000
Common Stock Equity 301054000000 221224000000 192555000000
Total Capitalization 524140000000 479844000000 388429000000
Total Equity Gross Minority Interest 309258000000 224744000000 195608000000
Minority Interest 8204808000 3519706000 3053307000
Stockholders Equity 301054000000 221224000000 192555000000
Other Equity Interest 37682000 33156000 22912000
Treasury Stock - - -
Retained Earnings 75162387000 57630129000 43540278000
Additional Paid In Capital 106681000000 63371483000 62439443000
Capital Stock 4870703000 4232402000 4205089000
Common Stock 4870703000 4232402000 4205089000

Income statement interpretation for The Federal Bank Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 122776000000 102786000000 85430900000
Operating Revenue 122776000000 102786000000 85430900000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 38804228000 31647165000 19697900000
Net Income From Continuing Operation Net Minority Interest 38804228000 31647165000 19697900000
Net Income From Continuing And Discontinued Operation 38804228000 31647165000 19697900000
Net Income Common Stockholders 38804228000 31647165000 19697900000
Net Income Including Noncontrolling Interests 39640311000 32098201000 19964300000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 39640311000 32098201000 19964300000
Normalized Income 38741274814 31640982498 19697900000
Normalized Ebitda - - -
Total Unusual Items 84327000 8299000 -
Total Unusual Items Excluding Goodwill 84327000 8299000 -
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 2339498000 1821767000 1389000000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 67666957000 52112053000 45921500000
Other Operating Expenses 24247193000 18211479000 20804900000
Depreciation And Amortization In Income Statement 2339498000 1821767000 1388981000
Amortization - - -
Depreciation Income Statement 2339498000 1821767000 1388981000
Selling General And Administration 1142751000 1016914000 516485000
Selling And Marketing Expense 376035000 409295000 121696000
General And Administrative Expense 766716000 607619000 394789000
Rent And Landing Fees 5227958000 4302499000 3655870000
Tax Provision 13334700000 10871800000 6808800000
Pretax Income 52609947000 42629404000 26462800000
Other Non Operating Income Expenses - - -
Special Income Charges 84327000 8299000 -
Other Special Charges -84327000 -8299000 -53304000
Write Off - - -1791353000
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 16.55 14.85 9.44
Basic Eps 16.76 15.01 9.52
Diluted Ni Avail To Com Stockholders 38804228000 31647165000 19697900000
Net Income From Continuing Operations 52138979000 42518956000 26506700000
Minority Interests -836083000 -451036000 -266400000

Cash flow analysis for The Federal Bank Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow 64311712000 4893004000 -77736500000
Changes In Cash 13936887000 -33163166000 13267300000
Taxes Refund Paid -13230511000 -12120449000 -8932800000
Change In Working Capital 20084674000 -37535557000 -112204000000
Change In Other Current Liabilities 28242314000 11138809000 9826100000
Change In Other Current Assets 1303196000 -30283802000 -28165700000
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items 1731776000 1744601000 1692200000
Stock Based Compensation 15824000 11364000 5700000
Provision And Write Off Of Assets 2583246000 8053098000 13053800000
Depreciation And Amortization 2339498000 1821767000 1389000000
Amortization Cash Flow - - -
Depreciation 2339498000 1821767000 1389000000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -89083629000 -98437442000 9077400000
Net Other Investing Changes - - -
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale -86906367000 -93627897000 11959200000
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale 991140000 - -
Sale Of Business 991140000 - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -3168402000 -4809545000 -2881800000
Sale Of Ppe 110816000 30700000 73400000
Purchase Of Ppe -3279218000 -4840245000 -2955200000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 38708804000 60381272000 81926400000
Net Other Financing Charges 4142701000 463727000 885800000
Interest Paid Cff - - -
Cash Dividends Paid -2349108000 -3786630000 -1397400000
Common Stock Dividend Paid -2349108000 -3786630000 -1397400000
Net Common Stock Issuance 43938799000 958251000 9270100000
Common Stock Payments - - -
Common Stock Issuance 43938799000 958251000 9270100000
Repurchase Of Capital Stock - - -
Repayment Of Debt -9023588000 - -
Issuance Of Debt 2000000000 62745924000 73167900000
Issuance Of Capital Stock 43938799000 958251000 9270100000
Net Issuance Payments Of Debt -7023588000 62745924000 73167900000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance -7023588000 62745924000 73167900000
Long Term Debt Payments -9023588000 - -
Long Term Debt Issuance 2000000000 62745924000 73167900000
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of FEDERALBNK.NS (The Federal Bank Limited)

Above is the summary for fundamental analysis of The Federal Bank Limited , whose ticker name is FEDERALBNK.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The The Federal Bank Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 12.62, FEDERALBNK.NS has a net profit margin of 0.32, the acid test ratio for FEDERALBNK.NS is 0.00, FEDERALBNK.NS has an inventory turnover of 0.00, and FEDERALBNK.NS has debt-to-equity ratio of 0.74.

The FEDERALBNK.NS whose company name is The Federal Bank Limited has made profit/loss of 0 with total revenue of 122776000000, FEDERALBNK.NS has assets worth of 3178390000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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