CENTRALBK.NS
Key Ratios

Net Profit Margin: Making high profit when compared with its revenue which generally means company’s strong hold in the market, and good efficiency of the business

Acid Test Ratio: NA

Inventory Turnover: NA

Coverage Analysis: NA

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

P/E Ratio: Fairly valued stock which is a sign of mature companies

Performance Graph
Financial Ratios
Ratio Value
PE Ratio17.09
Net Profit Margin0.15
Acid Test Ratio0.00
Inventory Turnover0.00
Coverage Ratio0.00
Debt to Equity0.28
Key Ratios

Net Profit Margin: Making high profit when compared with its revenue which generally means company’s strong hold in the market, and good efficiency of the business

Return on Assets: NA

Return on Equity: Very low income of the company when compared with its equity, which means inefficient equity

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.15
Return on Assets0.00
Return on Equity0.08
Performance Graph
Key Ratios

Acid Test Ratio: NA

Current Ratio: NA

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio0.00
Current Ratio0.00
Performance Graph
Key Ratios

Inventory Turnover: NA

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover0.00
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has low debt when compared to its equity which means it is financially stable

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio0.28
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Fairly valued stock which is a sign of mature companies

Dividend Yield: NA

Performance Graph
Market Ratios
Ratio Value
P/E Ratio17.09
Gross Profit Margin0.00
Price to Book Ratio1.41
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Central Bank of India

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 4477720000000 4070800000000 3872920000000
Total Non Current Assets - - -
Other Non Current Assets - - -
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - - -
Financial Assets - - -
Investment In Financial Assets 1431810000000 1359100000000 1405170000000
Held To Maturity Securities - - -
Available For Sale Securities 4969639000 2266922000 3107519000
Financial Assets Fair Value - - -
Long Term Equity Investment 8293722000 6592179000 2578518000
Investments In Associates At Cost 8293722000 6592179000 2578518000
Goodwill And Other Intangible Assets 88896000 88896000 88896000
Other Intangible Assets - - -
Goodwill 88896000 88896000 88896000
Net Ppe 53363509000 47766959000 49553768000
Accumulated Depreciation -43696749000 -39252463000 -35841160000
Gross Ppe 97060258000 87019422000 85394928000
Construction In Progress - - -
Other Properties 43307453000 38190110000 36583010000
Machinery Furniture Equipment - - -
Buildings And Improvements - - -
Land And Improvements - - -
Properties 53752805000 48829312000 48811918000
Current Assets - - -
Other Current Assets - - -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash - - -
Prepaid Assets 45158776000 42664929000 39636119000
Inventory - - -
Other Inventories - - -
Finished Goods - - -
Work In Process - - -
Raw Materials - - -
Other Receivables - - -
Taxes Receivable - - -
Accounts Receivable - - -
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable - - -
Cash Cash Equivalents And Short Term Investments - - -
Other Short Term Investments - - -
Cash And Cash Equivalents 376078000000 441019000000 530969000000
Cash Equivalents - - 640128000
Cash Financial 14262877000 15001105000 14554493000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt - - -
Total Debt 90028769000 65699157000 58993015000
Total Liabilities Net Minority Interest 4153210000000 3777960000000 3596850000000
Total Non Current Liabilities Net Minority Interest - - -
Other Non Current Liabilities - - -
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities - - -
Long Term Debt And Capital Lease Obligation 90028769000 65699157000 58993015000
Long Term Capital Lease Obligation - - -
Long Term Debt - - -
Long Term Provisions - - -
Current Liabilities - - -
Other Current Liabilities - - -
Current Deferred Taxes Liabilities - - -
Current Debt And Capital Lease Obligation - - -
Current Capital Lease Obligation - - -
Current Debt - - -
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions - - -
Payables 16408396000 18408792000 18893790000
Other Payable 9914552000 9493095000 11147968000
Dividends Payable - - -
Total Tax Payable - - -
Accounts Payable 6493844000 8915697000 7745822000
Common Stock Equity 323744000000 292167000000 275494000000
Total Capitalization 413773000000 357866000000 334487000000
Total Equity Gross Minority Interest 324506000000 292840000000 276071000000
Minority Interest 761619000 673138000 576992000
Stockholders Equity 323744000000 292167000000 275494000000
Other Equity Interest - - -
Treasury Stock - - -
Retained Earnings 28300561000 10247511000 142581000
Additional Paid In Capital 74666328000 74666328000 74666327000
Capital Stock 86809394000 86809394000 86809394000
Common Stock 86809394000 86809394000 86809394000

Income statement interpretation for Central Bank of India

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 176943000000 158378000000 125009000000
Operating Revenue 176943000000 158378000000 125009000000
Cost Of Revenue - - -
Gross Profit - - -
Ebitda - - -
Ebit - - -
Operating Income - - -
Net Income 26676808000 16787784000 10573415000
Net Income From Continuing Operation Net Minority Interest 26676808000 16787784000 10573415000
Net Income From Continuing And Discontinued Operation 26676808000 16787784000 10573415000
Net Income Common Stockholders 26676808000 16787784000 10757916000
Net Income Including Noncontrolling Interests 26766168000 16883929000 10645004000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 26766168000 16883929000 10645004000
Normalized Income 26779453900 16797160500 10509712200
Normalized Ebitda - - -
Total Unusual Items -146637000 -13395000 91004000
Total Unusual Items Excluding Goodwill -146637000 -13395000 91004000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 4998300000 3859800000 2967600000
Reconciled Cost Of Revenue - - -
Total Expenses - - -
Operating Expense 102749000000 89099979000 72770729000
Other Operating Expenses 22869616000 18569181000 15228707000
Depreciation And Amortization In Income Statement 4998343000 3859798000 2967646000
Amortization - - -
Depreciation Income Statement 4998343000 3859798000 2967646000
Selling General And Administration 951178000 803522000 633287000
Selling And Marketing Expense 250496000 175363000 133946000
General And Administrative Expense 700682000 628159000 499341000
Rent And Landing Fees 5975203000 5285758000 4832319000
Tax Provision 15138400000 10727000000 6803100000
Pretax Income 26766168000 16883929000 10645004000
Other Non Operating Income Expenses - - -
Special Income Charges -146637000 -13395000 91004000
Other Special Charges 146637000 13395000 -91004000
Write Off - - -
Net Non Operating Interest Income Expense - - -
Total Other Finance Cost - - -
Interest Expense Non Operating - - -
Interest Income Non Operating - - -
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 3.07 1.93 1.24
Basic Eps 3.07 1.93 1.24
Diluted Ni Avail To Com Stockholders 26676808000 16787784000 10757916000
Net Income From Continuing Operations 41904600000 27611000000 17632600000
Minority Interests -89360000 -96145000 -71589000

Cash flow analysis for Central Bank of India

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -59099100000 -87863400000 142766000000
Changes In Cash -64941400000 -89950000000 141432000000
Taxes Refund Paid -2585700000 -3077700000 2777000000
Change In Working Capital -136712000000 -158715000000 84598700000
Change In Other Current Liabilities 300000000 1487900000 17948600000
Change In Other Current Assets -697600000 11110900000 -6958200000
Change In Payable - - -
Change In Inventory - - -
Change In Receivables - - -
Other Non Cash Items - - -
Stock Based Compensation - - -
Provision And Write Off Of Assets 35821600000 40303600000 31191900000
Depreciation And Amortization 4998300000 3859800000 2967600000
Amortization Cash Flow - - -
Depreciation 4998300000 3859800000 2967600000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -5842300000 -2086600000 -1333800000
Net Other Investing Changes - - -
Interest Received Cfi - - -
Dividends Received Cfi - - -
Net Investment Purchase And Sale - - -
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -5842300000 -2086600000 -1333800000
Sale Of Ppe 30200000 36200000 243800000
Purchase Of Ppe -5872500000 -2122800000 -1577600000
Net Intangibles Purchase And Sale - - -
Purchase Of Intangibles - - -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow - - -
Net Other Financing Charges - - -
Interest Paid Cff - - -
Cash Dividends Paid - - -
Common Stock Dividend Paid - - -
Net Common Stock Issuance - - -
Common Stock Payments - - -
Common Stock Issuance - - -
Repurchase Of Capital Stock - - -
Repayment Of Debt - - -
Issuance Of Debt - - -
Issuance Of Capital Stock - - -
Net Issuance Payments Of Debt - - -
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance - - -
Long Term Debt Payments - - -
Long Term Debt Issuance - - -
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of CENTRALBK.NS (Central Bank of India)

Above is the summary for fundamental analysis of Central Bank of India , whose ticker name is CENTRALBK.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Central Bank of India which is listed in NSE (National Stock Exchange) has a PE ratio of 17.09, CENTRALBK.NS has a net profit margin of 0.15, the acid test ratio for CENTRALBK.NS is 0.00, CENTRALBK.NS has an inventory turnover of 0.00, and CENTRALBK.NS has debt-to-equity ratio of 0.28.

The CENTRALBK.NS whose company name is Central Bank of India has made profit/loss of 0 with total revenue of 176943000000, CENTRALBK.NS has assets worth of 4477720000000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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  • Search for the stock that you want to analyze in the search bar by typing the name of the company or ticker.
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  • On the “Fundamental Analysis” page, the first tab is for “Summary and Ratio,” where in the top section you can find the overall summary of the stock’s fundamental analysis, where on the leftmost side it has a textual summary, then in the middle a gauge chart that represents overall financial health, and then a list of important ratios.
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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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