BAIDFIN.NS
Key Ratios

Net Profit Margin: Making high profit when compared with its revenue which generally means company’s strong hold in the market, and good efficiency of the business

Acid Test Ratio: It has very strong liquidity, which means it can can cover its liabilities without relying on inventory

Inventory Turnover: Very High efficiency of inventory movement which means either good inventory management or under stocking risks

Coverage Analysis: NA

Debt to Equity Ratio: Company has moderate debt when compared to its equity which means it would be just able to pay its debt with the equity

P/E Ratio: Fairly valued stock which is a sign of mature companies

Performance Graph
Financial Ratios
Ratio Value
PE Ratio13.97
Net Profit Margin0.21
Acid Test Ratio33.68
Inventory Turnover85.43
Coverage Ratio0.00
Debt to Equity1.45
Key Ratios

Net Profit Margin: Making high profit when compared with its revenue which generally means company’s strong hold in the market, and good efficiency of the business

Return on Assets: Good efficiency of the assets which indicates assets are making more than average contribution to the revenue

Return on Equity: Very low income of the company when compared with its equity, which means inefficient equity

Performance Graph
Profitability Ratios
Ratio Value
Net Profit Margin0.21
Return on Assets0.15
Return on Equity0.08
Performance Graph
Key Ratios

Acid Test Ratio: It has very strong liquidity, which means it can can cover its liabilities without relying on inventory

Current Ratio: It has excess cash even after covering its short-term liabilities, which also may indicates mismanagement os assets in some cases

Performance Graph
Liquidity Ratios
Ratio Value
Acid Test Ratio33.68
Current Ratio33.71
Performance Graph
Key Ratios

Inventory Turnover: Very High efficiency of inventory movement which means either good inventory management or under stocking risks

Performance Graph
Efficiency Ratios
Ratio Value
Inventory Turnover85.43
Performance Graph
Key Ratios

Coverage Analysis: NA

Performance Graph
Coverage Ratios
Ratio Value
Coverage Ratio0.00
Performance Graph
Key Ratios

Debt to Equity Ratio: Company has moderate debt when compared to its equity which means it would be just able to pay its debt with the equity

Interest Coverage Ratio: NA

Performance Graph
Solvency Ratios
Ratio Value
Debt to Equity Ratio1.45
Interest Coverage Ratio0.00
Performance Graph
Key Ratios

P/E Ratio: Fairly valued stock which is a sign of mature companies

Dividend Yield: Low yield, focus on growth rather than dividends (Low dividend yield, which means company is focusing on growth

Performance Graph
Market Ratios
Ratio Value
P/E Ratio13.97
Gross Profit Margin0.39
Price to Book Ratio1.08
Dividend Yield0.00
Performance Graph

Balance Sheet Analysis of Baid Finserv Limited

The balance sheet in the financial statement of the company shows its financial position at a particular point in time.

It consists of the following:

  • Assets: Something that the company owns and that gives financial benefits over a period of time.
  • Liabilities: Something that a company owes and that has a financial burden on the company.
  • Equity: It is basically the owner’s share in the company.

The formula is:

Assets = Liabilities + Equity
đź“ŚAssets:
Asset
Value & Year
2024
2023
2022
Total Assets 4261219000 3411152000 3178361000
Total Non Current Assets 110127000 106830000 107424000
Other Non Current Assets 1218000 1094000 600000
Non Current Prepaid Assets - - -
Non Current Deferred Taxes Assets - 421000 588000
Financial Assets - - -
Investment In Financial Assets 66583000 91024000 92279000
Held To Maturity Securities - - -
Available For Sale Securities 66583000 81024000 42279000
Financial Assets Fair Value - - -
Long Term Equity Investment - - -
Investments In Associates At Cost - - -
Goodwill And Other Intangible Assets 1659000 1389000 1006000
Other Intangible Assets 1659000 1389000 1006000
Goodwill - - -
Net Ppe 40369000 12604000 12653000
Accumulated Depreciation -25078000 -20947000 -18150000
Gross Ppe 65447000 33551000 30802000
Construction In Progress - - -
Other Properties 2460000 2182000 2107000
Machinery Furniture Equipment 45122000 31369000 28695000
Buildings And Improvements - - -
Land And Improvements 17865000 - -
Properties - - -
Current Assets 4151091000 3304320000 3070936000
Other Current Assets 239000 94000 -
Hedging Assets Current - - -
Assets Held For Sale Current - - -
Restricted Cash 2432000 2395000 1880000
Prepaid Assets 93113000 67113000 141533000
Inventory 4468000 447000 1040000
Other Inventories - - -
Finished Goods 4468000 447000 1040000
Work In Process - - -
Raw Materials - - -
Other Receivables 3620086000 2984798000 2626349000
Taxes Receivable 36160000 31462000 26819000
Accounts Receivable 33634000 41549000 114952000
Allowance For Doubtful Accounts Receivable - - -
Gross Accounts Receivable 33634000 41549000 114952000
Cash Cash Equivalents And Short Term Investments 360959000 176462000 158363000
Other Short Term Investments 35210000 86525000 72579000
Cash And Cash Equivalents 325749000 89937000 85784000
Cash Equivalents - - -
Cash Financial 325749000 89937000 85784000
đź“Ś Liabilities & Equity
Liability/Equity
Value & Year
2024
2023
2022
Net Debt 2092863000 1617221000 1511937000
Total Debt 2418612000 1707158000 1597721000
Total Liabilities Net Minority Interest 2593395000 1861061000 1720084000
Total Non Current Liabilities Net Minority Interest 2470272000 1756909000 1655954000
Other Non Current Liabilities 4435000 4037000 3610000
Derivative Product Liabilities - - -
Non Current Pension And Other Postretirement Benefit Plans - - -
Trade And Other Payables Non Current - - -
Non Current Deferred Revenue - - -
Non Current Deferred Taxes Liabilities 4023000 35000 35000
Long Term Debt And Capital Lease Obligation 2418612000 1707158000 1597721000
Long Term Capital Lease Obligation - - -
Long Term Debt 2418612000 1707158000 1597721000
Long Term Provisions - 188000 170000
Current Liabilities 123123000 104152000 64130000
Other Current Liabilities - - -
Current Deferred Taxes Liabilities 45889000 34257000 30956000
Current Debt And Capital Lease Obligation - - 245091000
Current Capital Lease Obligation - - -
Current Debt - - 245091000
Pension And Other Post Retirement Benefit Plans Current - - -
Current Provisions 542000 - -
Payables 74327000 67245000 33174000
Other Payable 7044000 3449000 6037000
Dividends Payable 2768000 2395000 1880000
Total Tax Payable 2703000 2401000 2789000
Accounts Payable 61812000 59000000 22468000
Common Stock Equity 1667824000 1550091000 1458277000
Total Capitalization 4086436000 3257249000 3055998000
Total Equity Gross Minority Interest 1667824000 1550091000 1458277000
Minority Interest - - -
Stockholders Equity 1667824000 1550091000 1458277000
Other Equity Interest -1000 1309954000 -1000
Treasury Stock - - -
Retained Earnings 538337000 446951000 375927000
Additional Paid In Capital 705337000 705337000 825406000
Capital Stock 240137000 240137000 120068000
Common Stock 240137000 240137000 120068000

Income statement interpretation for Baid Finserv Limited

The income statement in the financial statement of the company shows its company financial performance over a period in time.

It consists of the following:

  • Revenue: It is the total amount of money earned from the core business activity of the company.
  • Expenses: It is the total amount required for running the full functionality of the company.
  • Profit or loss:In very simple terms, when a company pays its expenses using its revenue, then what’s left is profit, and in case expenses are more when compared with revenue, then it is loss.
đź“ŚRevenue & Profitability
Revenue/Profitability
Value & Year
2024
2023
2022
Total Revenue 627884000 533282000 469889000
Operating Revenue 627884000 533282000 469889000
Cost Of Revenue 381710000 283404000 273187000
Gross Profit 246174000 249878000 196702000
Ebitda 158091000 166515000 124387000
Ebit 153258000 163236000 121526000
Operating Income 153258000 163236000 120427000
Net Income 129240000 103791000 87872000
Net Income From Continuing Operation Net Minority Interest 129240000 103791000 87872000
Net Income From Continuing And Discontinued Operation 129240000 103791000 87872000
Net Income Common Stockholders 129240000 103791000 87872000
Net Income Including Noncontrolling Interests 129240000 103791000 87872000
Net Income Discontinuous Operations - - -
Net Income Continuous Operations 129240000 103791000 87872000
Normalized Income 113933675 131756760 108921337
Normalized Ebitda 136658000 204209000 153498000
Total Unusual Items 21433000 -37694000 -29111000
Total Unusual Items Excluding Goodwill 21433000 -37694000 -29111000
đź“ŚExpenses & Taxes
Expenses/Taxes
Value & Year
2024
2023
2022
Reconciled Depreciation 4833000 3279000 2861000
Reconciled Cost Of Revenue 381710000 283404000 273187000
Total Expenses 474626000 370046000 349462000
Operating Expense 92916000 86642000 76275000
Other Operating Expenses 43183000 38154000 39689000
Depreciation And Amortization In Income Statement 4833000 3279000 2861000
Amortization - - -
Depreciation Income Statement 4833000 3279000 2861000
Selling General And Administration 21650000 22303000 12562000
Selling And Marketing Expense 2264000 2503000 201000
General And Administrative Expense 19386000 19800000 12361000
Rent And Landing Fees 5507000 4244000 5124000
Tax Provision 51731000 36105000 33654000
Pretax Income 180971000 139896000 121526000
Other Non Operating Income Expenses 1278000 9671000 1214000
Special Income Charges 18032000 -36962000 -29111000
Other Special Charges - -119000 -3000
Write Off -18032000 37081000 29114000
Net Non Operating Interest Income Expense 4600000 4621000 28904000
Total Other Finance Cost 543000 181000 162000
Interest Expense Non Operating - - -
Interest Income Non Operating 5143000 4802000 29066000
đź“Ś Earnings Per Share
Earnings Per Share
Value & Year
2024
2023
2022
Diluted Eps 1.08 0.97 0.73
Basic Eps 1.08 0.97 0.73
Diluted Ni Avail To Com Stockholders 129240000 103791000 87872000
Net Income From Continuing Operations 180971000 139896000 121526000
Minority Interests - - -

Cash flow analysis for Baid Finserv Limited

The cashflow statement in the financial statement of the company shows how cash is moving in or moving out of the company over a period of time.

It consists of the following:

  • Operating activities: Cash flow from the core business operations.
  • Investing activities: Cashflow from investments made by the company.
  • Financing activities: These are cash from loans or by issuing shares or paying out dividends.
đź“ŚOperating Cash Flow
Operating Cash Flow
Value & Year
2024
2023
2022
Operating Cash Flow -217724000 55336000 339985000
Changes In Cash 235811000 4153000 41532000
Taxes Refund Paid -51731000 -36106000 -33654000
Change In Working Capital -600147000 -270938000 68856000
Change In Other Current Liabilities 4905000 47000 755000
Change In Other Current Assets -609439000 -328176000 27562000
Change In Payable 11217000 -12489000 797000
Change In Inventory -4021000 593000 74000
Change In Receivables -2809000 69087000 39668000
Other Non Cash Items 236769000 215947000 175727000
Stock Based Compensation - - -
Provision And Write Off Of Assets 11986000 3319000 4757000
Depreciation And Amortization 4833000 3279000 2861000
Amortization Cash Flow - - -
Depreciation 4833000 3279000 2861000
đź“ŚInvesting Cash Flow
Investing Cash Flow
Value & Year
2024
2023
2022
Investing Cash Flow -15860000 28105000 -55760000
Net Other Investing Changes -416000 43000 -408000
Interest Received Cfi - - -
Dividends Received Cfi 403000 62000 90000
Net Investment Purchase And Sale - - -
Sale Of Investment - - -
Purchase Of Investment - - -
Net Business Purchase And Sale - - -
Sale Of Business - - -
Purchase Of Business - - -
Net Ppe Purchase And Sale -31896000 -3071000 -2970000
Sale Of Ppe - - -
Purchase Of Ppe -31896000 -3071000 -2970000
Net Intangibles Purchase And Sale -973000 -424000 30000
Purchase Of Intangibles -973000 -424000 -
đź“Ś Financing Cash Flow
Financing Cash Flow
Value & Year
2024
2023
2022
Financing Cash Flow 469395000 -79288000 -242693000
Net Other Financing Charges 500000 31000 662000
Interest Paid Cff -230553000 -176750000 -196007000
Cash Dividends Paid -12007000 -12007000 -6003000
Common Stock Dividend Paid - - -
Net Common Stock Issuance - - -
Common Stock Payments - - -
Common Stock Issuance - - -
Repurchase Of Capital Stock - - -
Repayment Of Debt - - -41345000
Issuance Of Debt 711455000 109438000 -
Issuance Of Capital Stock - - -
Net Issuance Payments Of Debt 711455000 109438000 -41345000
Net Short Term Debt Issuance - - -
Short Term Debt Issuance - - -
Net Long Term Debt Issuance 711455000 109438000 -41345000
Long Term Debt Payments - - -41345000
Long Term Debt Issuance 711455000 109438000 -
Net Preferred Stock Issuance - - -
Preferred Stock Payments - - -

Summary

Fundamental Overview of BAIDFIN.NS (Baid Finserv Limited)

Above is the summary for fundamental analysis of Baid Finserv Limited , whose ticker name is BAIDFIN.NS and belongs to sector Financial Services, and it is listed in NSE (National Stock Exchange).

The Baid Finserv Limited which is listed in NSE (National Stock Exchange) has a PE ratio of 13.97, BAIDFIN.NS has a net profit margin of 0.21, the acid test ratio for BAIDFIN.NS is 33.68, BAIDFIN.NS has an inventory turnover of 85.43, and BAIDFIN.NS has debt-to-equity ratio of 1.45.

The BAIDFIN.NS whose company name is Baid Finserv Limited has made profit/loss of 246174000 with total revenue of 627884000, BAIDFIN.NS has assets worth of 4261219000.

1. What is fundamental analysis?

Fundamental analysis is looking into a company’s real business performance by analyzing financial statements, earning reports, and key valuation ratios.

Basically, fundamental analysis involves examining a company’s revenue, profits, losses, debts, assets, liabilities, and ratios calculated using these values to determine long-term investment strategies.

Fundamental analysis may not work for short-term trading of stock; it is usually incorporated by long-term investors.

2. Importance of Fundamental Analysis

Imagine you are locking a good amount of funds into an unknown company for many years. Sounds stupid, right?

This is where fundamental analysis comes into the picture, which turns an unknown enemy into a known friend.

As fundamental analysis involves calculating how a company is actually performing, the real revenue, profits, assets, liabilities, debts, and more. This helps investors to determine what the actual current financial condition of the company is, how much the company’s stock price is justified when compared to earnings (Corporate earnings reports India) that it is making through business, what the probability is that the company will go bankrupt in the future, how much growth the company has shown in the past, and other financial ratios.

All these calculations and analyses determine the financial health of the company, historical business growth, company’s efficiency, and its stock price compared with real earnings (Corporate earnings reports India), which helps traders to make investment decisions for long-term investment strategies.

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  • Then in the same “Summary and Ratio” tab, we have included a detailed analysis of stock in various aspects, which includes “Profitability Analysis,” “Liquidity Analysis,” “Efficiency Analysis,” “Coverage Analysis,” Solvency Analysis,” and “Market Analysis,” which divide the stock’s fundamentals into the above aspects and analyze each in the same format as for overall analysis, where the leftmost side has a textual summary, then in the middle a gauge chart that represents overall analysis of the particular section, and then a list of important ratios. Required for the particular analysis.
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